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Do you want to make an impact as a Retail Network Controlling Analyst by turning data into strategic decisions? Act as a key link between Retail, Operations, and Finance by delivering clear financial insights and reports. Support strategic decisions through business planning, KPI benchmarking, and identifying drivers that enhance retail network performance and sustainability.&nbsp;Your day to day will include:<ul><li>Collecting, validating, and reconciling data from multiple sources to produce accurate and insightful performance reports</li><li>Conducting advanced, ad-hoc, and recurring analyses on business operations, channels, and products to support strategic decisions</li><li>Applying performance and viability models to evaluate commercial initiatives, project revenue impact, and support business planning</li><li>Assessing retail network viability and financial sustainability, identifying risks, and supporting improvement actions (e.g. investments, financial support schemes)</li><li>Monitoring performance vs. targets, P&amp;L, cash flow, and ROI of commercial initiatives, highlighting key trends, risks, and opportunities</li><li>Supporting the design of commercial policies, incentive schemes, and segmentation strategies through data-driven analysis</li><li>Translating performance insights into actionable recommendations aligned with business goals and market dynamics</li></ul>&nbsp;What you need to succeed:&nbsp;<ul><li>BSc in Statistics, Mathematics, Finance, or a related field. MSc in Data Science is considered a plus</li><li>2+ years of experience in Retail or Finance, ideally in a fast-paced or data-driven environment</li><li>Strong coding skills with proven experience in Python, SQL, and machine learning tools (SAS, R, or SPSS Modeler)</li><li>Solid knowledge of data visualization tools (Tableau or Power BI) and advanced use of Excel</li><li>Demonstrated ability to analyze complex data sets, develop P&amp;L models, and deliver actionable insights</li><li>Strategic thinker with strong analytical and problem-solving skills; results-oriented and detail-focused</li><li>Excellent communication and presentation skills in both English and Greek</li><li>Proficient in MS Office, with hands-on experience in financial projections and feasibility analysis considered a plus</li></ul>&nbsp;What’s in it for you?<ul><li>An award-winning working environment&nbsp;🚀</li><li>State of the art facilities including gym &amp; restaurant&nbsp;🏢</li><li>Hybrid working model&nbsp;💻</li><li>Competitive salary package and bonus scheme&nbsp;💸</li><li>Health insurance coverage &amp; Pension Plan&nbsp;🙏</li><li>Monthly food allowance&nbsp;🍴</li><li>Continuous learning with classroom/digital trainings by OpapAcademy&nbsp;🎓</li><li>Internal Career Opportunities&nbsp;💼</li><li>Well-Being Activities&nbsp;💪</li></ul>

Financial Analyst (3713)

Your role as a Business Analyst/Consultant&nbsp;will focus on the delivery of client engagements by understanding expectations and demonstrating personal accountability for keeping performance on track, exercising effective communication and relationship-building skills and contributing to the priorities of the team and the business. In this role, you will have the opportunity to work on live corporate finance transactions, valuation exercises and various other assignments for different companies and sectors. You will commit to personal learning and development and explore opportunities to make an impact by delivering exceptional client services.&nbsp; During your tenure, you will demonstrate and develop the ability to:<ul><li>Prepare, analyse and explain historical and projected financial information.</li><li>Compile, analyze, and report economic and industry data to help clients make informed decisions.</li><li>Develop complex financial models and run valuation analyses using several methods.</li><li>Prepare detailed presentations and marketing material (such as Teasers, IMs, pitch decks, etc.)</li><li>Assisting in the preparation and execution of transactions, from initial analysis of information to transaction strategy development and execution</li><li>Collect, assimilate, and analyze relevant data using standard tools and data visualizations to help surface insights.</li><li>Manage own work against project plan to ensure a superior client experience.</li><li>Gather and interpret financial information to help strengthen proposed recommendations.</li><li>Comply with quality standards, risk rules, and confidentiality guidelines to deliver results.</li></ul>&nbsp;#WinningRequirementsTo qualify for the role, you must have:<ul><li>Bachelor’s degree in finance, Economics, Accounting, Business Administration, or any related field</li><li>Master’s Degree (M.Sc. or MBA) in Finance, Economics, Accounting, or Business Administration from a prominent University would be considered a strong asset.</li><li>Professional Qualification (CFA, ACA, ACCA, or similar) will be considered a strong asset.</li><li>Up to 3 years of work experience in Valuations, M&amp;A advisory, Capital Raising, Restructuring, Project Finance/PPP, etc., preferably within a major International professional services firm (Big-4 or other) or an investment bank in Greece or abroad, would be considered as an asset but not mandatory.</li><li>Very good knowledge of Financial Modeling in Microsoft Excel (knowledge of VBA) will be considered a strong asset.</li><li>Excellent command of the Greek &amp; English language</li><li>Excellent written, verbal &amp; presentation skills</li><li>Military obligations fulfilled where applicable.</li></ul> #AboutDeloitteOur servicesDeloitte offers Global professional services that include Audit, Risk Advisory, Tax, Consulting and Financial Advisory. Our approach combines insight and innovation from multiple disciplines with global business and industry expertise to help our clients excel anywhere in the world.We deliver outstanding impact on the reputation and success of our clients, in Greece and globally. In pursuing this we contribute to a sustainable and prosperous society, and are firm believers in the positive impact business can and should have on the world it operates within. Our PurposeOur purpose, “To make an impact that matters for our clients, our people and society “- defines who we are and what we stand for. This is not about size, it's about being the first choice. The first choice for the largest and most influential clients, and the first choice for the best talent. Our valuesAt Deloitte we foster a collaborative culture where talented individuals can produce their best work. We value innovative thinking, diverse insights and a genuinely distinctive level of customer service through our expertise and professionalism.We value difference, with respect at the heart of our inclusive culture. Our talent experienceFrom day one at our firm, practitioners are part of a community. Our development and career progression framework will help them develop the skills and capabilities to succeed. The wellness of our people and the ability to offer agile working arrangements is at the centre of our unique talent experience. We create a workplace that encourages collaboration, creativity, inclusiveness to ensure our staff are supported, encouraged and feel a sense of purpose and meaning in what they do each day. Sounds like the sort of role for you? Apply now.&nbsp;This document has been prepared by Deloitte Business Solutions Societe Anonyme of Business Consultants, Deloitte Certified Public Accountants Societe Anonyme and Deloitte Alexander Competence Center Single Member Societe Anonyme of Business Consultants.Deloitte Business Solutions Societe Anonyme of Business Consultants, a Greek company, registered in Greece with registered number 000665201000 and its registered office at Marousi Attica, 3a Fragkokklisias &amp; Granikou str., 151 25, Deloitte Certified Public Accountants Societe Anonyme, a Greek company, registered in Greece with registered number 0001223601000 and its registered office at Marousi, Attica, 3a Fragkokklisias &amp; Granikou str., 151 25 and Deloitte Alexander Competence Center Single Member Societe Anonyme of Business Consultants, a Greek company, registered in Greece with registered number 144724504000 and its registered office at Thessaloniki, Municipality of Pylaia - Chortiatis of Thessaloniki, Vepe Technopolis Thessaloniki (5th and 3rd street), are one of the Deloitte Central Mediterranean S.r.l. (“DCM”) countries. DCM, a company limited by guarantee registered in Italy with registered number 09599600963 and its registered office at Via Tortona no. 25, 20144, Milan, Italy is one of the Deloitte NSE LLP geographies. Deloitte NSE LLP is a UK limited liability partnership and member firm of Deloitte Touche Tohmatsu Limited, a UK private company limited by guarantee.Deloitte refers to one or more of Deloitte Touche Tohmatsu Limited (“DTTL”), its global network of member firms and their related entities (collectively, the “Deloitte organization”). DTTL (also referred to as “Deloitte Global”) and each of its member firms and related entities are legally separate and independent entities, which cannot obligate or bind each other in respect of third parties. DTTL and each DTTL member firm and related entity is liable only for its own acts and omissions, and not those of any of each other. DTTL does not provide services to clients. Please see www.deloitte.com/ about to learn more.DTTL, Deloitte NSE LLP and Deloitte Central Mediterranean S.r.l. do not provide services to clients. Please see www.deloitte.com/about to learn more about our global network of member firms.Deloitte is a leading global provider of audit and assurance, consulting, financial advisory, risk advisory, tax and related services. Our global network of member firms and related entities in more than 150 countries and territories serves four out of five Fortune Global 500ℜg; companies. Learn how Deloitte’s approximately 312,000 people make an impact that matters at www.deloitte.com.This communication contains general information only, and Deloitte Business Solutions Societe Anonyme of Business Consultants, Deloitte Certified Public Accountants Societe Anonyme and Deloitte Alexander Competence Center Single Member Societe Anonyme of Business Consultants, is not, by means of this communication, rendering professional advice or services. Before making any decision or taking any action that may affect your finances or your business, you should consult a qualified professional adviser. No entity in the Deloitte organization shall be responsible for any loss whatsoever sustained by any person who relies on this communication. Deloitte organization refers to Deloitte Touche Tohmatsu Limited (“DTTL”), its global network of member firms and their related entities collectively.© 2025 For more information contact Deloitte Central Mediterranean.

Corporate Finance Business Analyst / Consultant

AML Officer – Acquiring is a key member of the risk and compliance function, responsible for the proactive monitoring, investigation, and mitigation of anti-money laundering (AML) risks related to merchants using card acceptance services (POS, e-commerce, etc.).&nbsp;Day-to-Day Responsibilities​&nbsp;<ul><li>Conduct ongoing AML monitoring of merchants, focusing on high-risk MCCs, cross-border activities, and non-face-to-face business models.</li><li>Lead Enhanced Due Diligence (EDD) reviews and periodic risk re-assessments of merchants.</li><li>Investigate alerts and prepare Suspicious Activity Reports (SARs) in accordance with local and EU AML regulations.</li><li>Review onboarding requests from an AML/CFT perspective and provide approval recommendations.</li><li>Stay up to date with evolving AML regulations (e.g., EU AML Directives, FATF guidelines) and ensure internal policies and procedures remain compliant.</li></ul><ul><li>Oversee daily monitoring of transactional activity for suspicious or fraudulent patterns across POS and e-commerce merchants.</li><li>Design, implement, and fine-tune AML detection rules within AML monitoring systems (e.g., rule-based engines, machine learning models).</li><li>Lead AML case investigations, assess merchant-level risks, and recommend corrective or preventive actions (e.g., merchant suspension, onboarding block).</li><li>Perform root cause analysis and contribute to the continuous enhancement of prevention strategies.</li></ul>

AML Analyst

AML Officer – Acquiring is a key member of the risk and compliance function, responsible for the proactive monitoring, investigation, and mitigation of anti-money laundering (AML) risks related to merchants using card acceptance services (POS, e-commerce, etc.).&nbsp;&nbsp;Day-to-Day Responsibilities​&nbsp;<ul><li>Conduct ongoing AML monitoring of merchants, focusing on high-risk MCCs, cross-border activities, and non-face-to-face business models.</li><li>Lead Enhanced Due Diligence (EDD) reviews and periodic risk re-assessments of merchants.</li><li>Investigate alerts and prepare Suspicious Activity Reports (SARs) in accordance with local and EU AML regulations.</li><li>Review onboarding requests from an AML/CFT perspective and provide approval recommendations.</li><li>Stay up to date with evolving AML regulations (e.g., EU AML Directives, FATF guidelines) and ensure internal policies and procedures remain compliant.</li></ul><ul><li>Oversee daily monitoring of transactional activity for suspicious or fraudulent patterns across POS and e-commerce merchants.</li><li>Design, implement, and fine-tune AML detection rules within AML monitoring systems (e.g., rule-based engines, machine learning models).</li><li>Lead AML case investigations, assess merchant-level risks, and recommend corrective or preventive actions (e.g., merchant suspension, onboarding block).</li><li>Perform root cause analysis and contribute to the continuous enhancement of prevention strategies.</li></ul>

Your role as a&nbsp;Junior Consultant&nbsp;will focus on the delivery of client engagements by exercising effective communication and relationship-building skills and contributing to the priorities of the team and the business. In this role, you will commit to personal learning and development, act as a brand ambassador and grasp opportunities to make an impact by delivering exceptional client services. During your tenure as a&nbsp;Junior Consultant, you will demonstrate and develop the ability to: <ul><li>Develop knowledge of current accounting and tax legislation across the Global Tax and Legal function;</li><li>Recognize key capabilities required to deliver a high quality service experience to the client;</li><li>Collect, assimilate, and analyze data and use standard processes and tools to help surface and support solutions in the Tax and Legal business;</li><li>Apply technology knowledge to address client business challenges.</li></ul> #WinningRequirements Potential candidates should fulfill the following criteria: <ul><li>Bachelor’s degree in Accounting/ Business Administration/ Finance/ Auditing / Economics from a well-acclaimed University in Greece or abroad;</li><li>Up to two years of relevant experience in accounting department;</li><li>Excellent command of the English language;</li><li>Computer literacy;</li><li>Good knowledge of Accounting Bookkeeping;</li><li>Tax and Accounting Data Analytics skills;</li><li>Respond promptly to compliance requests by deadlines;</li><li>Perform work in an efficient and effective manner by consistently applying BPS methodologies, processes and tools;</li><li>Military obligations fulfilled for male candidates.</li></ul> Preferred skills: <ul><li>Master’s degree in Accounting, Finance, Economics, Tax, Auditing, Business Administration or related disciplines will be a plus.</li></ul> #AboutTax Managing taxes is a critical part of an effective business strategy and our Tax Business offers clients a broad range of fully integrated tax services by using the help of modern technology. Our tax professionals help diverse clients address their tax compliance obligations, analyze the tax effect of complex business decisions, and pursue performance objectives. Our approach combines insight and innovation from multiple disciplines with business and industry knowledge to help our clients excel globally. Our committed team of tax practitioners ensures that our clients are kept abreast of the latest developments which may affect their business. At Deloitte, we believe that the most defensible tax strategies are aligned with the company’s operations and integrated with the overall business plan. We grow business value through tax and provide domestic and global tax planning to help businesses meet tax and statutory responsibilities. Our core service lines are: <ul><li>Business tax;</li><li>International tax;</li><li>Transfer pricing;</li><li>Tax management consulting;</li><li>Mergers &amp; acquisitions – tax;</li><li>Research and development and government incentives;</li><li>Indirect tax;</li><li>Global Employer Services;</li><li>Business Process Solutions.</li></ul> ABOUT DELOITTE Our services After 50 years of successful and dynamic presence in the Greek market, we bring an unmatched breadth and depth of expertise across Audit and Assurance, Technology &amp; Transformation, Tax &amp; Legal and Strategy, Risk &amp; Transactions Advisory Services. Operating in a multidisciplinary model enables us to draw from a pool of world-class talent, identifying the ideal skillset for each project, and to collaborate across businesses, to solve the toughest, most challenging issues of our clients. It is with them that we have built a trusted relationship, by delivering innovative solutions and utilizing state-of-the-art tools and technologies across all industries- Consumer Products, Energy Resources &amp; Industrials, Financial Services, Life Sciences &amp; Health Care, Government &amp; Public Services, Technology, Media &amp; Telecommunications. Our Purpose Our purpose, “To make an impact that matters for our clients, our people and society “- defines who we are and what we stand for. This is not about size, it's about being the first choice. The first choice for the largest and most influential clients, and the first choice for the best talent. Our values At Deloitte we foster a collaborative culture where talented individuals can produce their best work. We value innovative thinking, diverse insights and a genuinely distinctive level of customer service through our expertise and professionalism. We value difference, with respect at the heart of our inclusive culture. Our talent experience From day one at our firm, practitioners are part of a community. Our development and career progression framework will help them develop the skills and capabilities to succeed. The wellness of our people and the ability to offer agile working arrangements is at the center of our unique talent experience. We create a workplace that encourages collaboration, creativity, inclusiveness to ensure our staff are supported, encouraged and feel a sense of purpose and meaning in what they do each day. Build your legacy with us. Aim higher: join Deloitte now! Deloitte is an equal opportunity employer (EOE) and we are committed to providing a working environment that embraces and values diversity and inclusion. Knowing that people work best in different ways, we are happy to discuss alternative arrangements if the working pattern you are looking for is not specifically indicated. All applications will be considered without distinction, in accordance with our values and in line with our inclusive culture. If you have any support or access requirements, we encourage you to advise us at the time of application to assist you through the recruitment process. Please, visit our website for more information. This document has been prepared by Deloitte Business Solutions Societe Anonyme of Business Consultants, Deloitte Certified Public Accountants Societe Anonyme and Deloitte Alexander Competence Center Single Member Societe Anonyme of Business Consultants. Deloitte Business Solutions Societe Anonyme of Business Consultants, a Greek company, registered in Greece with registered number 000665201000 and its registered office at Marousi Attica, 3a Fragkokklisias &amp; Granikou str., 151 25, Deloitte Certified Public Accountants Societe Anonyme, a Greek company, registered in Greece with registered number 0001223601000 and its registered office at Marousi, Attica, 3a Fragkokklisias &amp; Granikou str., 151 25 and Deloitte Alexander Competence Center Single Member Societe Anonyme of Business Consultants, a Greek company, registered in Greece with registered number 144724504000 and its registered office at Thessaloniki, Municipality of Pylaia - Chortiatis of Thessaloniki, Vepe Technopolis Thessaloniki (5th and 3rd street), are one of the Deloitte Central Mediterranean S.r.l. (“DCM”) countries. DCM, a company limited by guarantee registered in Italy with registered number 09599600963 and its registered office at Via Tortona no. 25, 20144, Milan, Italy is one of the Deloitte NSE LLP geographies. Deloitte NSE LLP is a UK limited liability partnership and member firm of Deloitte Touche Tohmatsu Limited, a UK private company limited by guarantee. Deloitte refers to one or more of Deloitte Touche Tohmatsu Limited (“DTTL”), its global network of member firms and their related entities (collectively, the “Deloitte organization”). DTTL (also referred to as “Deloitte Global”) and each of its member firms and related entities are legally separate and independent entities, which cannot obligate or bind each other in respect of third parties. DTTL and each DTTL member firm and related entity is liable only for its own acts and omissions, and not those of any of each other. DTTL does not provide services to clients. Please see www.deloitte.com/ about to learn more. DTTL, Deloitte NSE LLP and Deloitte Central Mediterranean S.r.l. do not provide services to clients. Please see www.deloitte.com/about to learn more about our global network of member firms. Deloitte is a leading global provider of audit and assurance, consulting, financial advisory, risk advisory, tax and related services. Our global network of member firms and related entities in more than 150 countries and territories serves four out of five Fortune Global 500ℜg; companies. Learn how Deloitte’s approximately 312,000 people make an impact that matters at www.deloitte.com. This communication contains general information only, and Deloitte Business Solutions Societe Anonyme of Business Consultants, Deloitte Certified Public Accountants Societe Anonyme and Deloitte Alexander Competence Center Single Member Societe Anonyme of Business Consultants, is not, by means of this communication, rendering professional advice or services. Before making any decision or taking any action that may affect your finances or your business, you should consult a qualified professional adviser. No entity in the Deloitte organization shall be responsible for any loss whatsoever sustained by any person who relies on this communication. Deloitte organization refers to Deloitte Touche Tohmatsu Limited (“DTTL”), its global network of member firms and their related entities collectively. © 2025 For more information contact Deloitte Central Mediterranean

Graduates / Junior Consultants - Tax - Accounting

As Financial Risk Supervisor, you protect AB’s financial performance and assets by identifying, assessing and managing key risks across various critical areas such as insurance, property and supplier credit. You act as a trusted partner providing clear, data-driven insights that enable risk-aware decisions and support a resilient, compliant business.What you will focus on<ul><li>Leads the end-to-end risk management cycle, coordinating the identification, assessment and validation of key risks with all stakeholders and ensuring alignment with the organization’s risk appetite and tolerance.</li><li>Acts as a trusted advisor to management and business teams on risk-related matters, providing decision support, recommendations on mitigation measures to control or reduce risk and input on contract terms and change initiatives.</li><li>Owns the Insurance &amp; Claims Management process, defining risk financing with insurance, coverage needs and overseeing contracts, provisions, payments and claims handling.</li><li>Handles Property Risk Management &nbsp;and participates in Business Continuity activities, including site risk assessments, insured values for property, business interruption coverage and follow-up on action plans.</li><li>Supports the financial closing process, by managing insurance and claims provisions and ensuring compliance with Group Insurance and relevant policies.</li><li>Oversees supplier credit and financial risk, leading structured supplier evaluation, coordinating updates to the Credit Policy and maintaining review &amp; update on payment card data protection controls and awareness and other topics together with Treasury, business information providers and stakeholders.</li></ul>Who we are looking for<ul><li>Academic background in Finance, Economics, Business Administration or a related field.</li><li>At least 5 years of experience in Risk Management, Finance, Insurance or related roles, ideally within a corporate, retail or FMCG environment.</li><li>Solid understanding of risk management frameworks, financial analysis and core concepts such as insurance &amp; claims, credit risk and supplier financial risk, business continuity and internal controls.</li><li>Experience working with relevant tools and systems (e.g. Excel, SAP, reporting tools).</li><li>Fluent in English.</li></ul>Your Value<ul><li>Organizational Savviness | Develop a thorough understanding of food retail, Alfa Beta’s governance &amp; control environment.</li><li>Stakeholder Management &amp; Collaboration | Constructively challenge and collaborate effectively with internal and external stakeholders, building strong, trust-based relationships.</li><li>Critical &amp; Analytical Thinking | Effectively analyse all related information and data to quickly conclude on sustainable, risk-aware solutions – numerical proficiency is your strength.</li><li>Results &amp; Quality Orientation | Take ownership of your actions, be on top of tasks and ensure high-quality, accurate deliverables in a fast-paced environment.</li><li>Organizational Mastery &amp; Time Management | Prioritize tasks effectively, uphold precise documentation and adhere to deadlines while handling multiple projects.</li></ul>We care for you&nbsp;<ul><li>Hybrid way of Working</li><li>Free lunch break in our restaurant</li><li>Available parking</li><li>Lifelong learning and development</li><li>Wellbeing Program&nbsp;</li></ul>A place where everyone belongs &nbsp;We strive to be a better place to work where our people reflect the markets we serve, where their voices are heard and valued, they find purpose in their work and can grow and contribute to their fullest. We are an equal opportunity employer, and all applicants/employees will receive consideration for employment without regard to race, color, religion, gender, sexual orientation, national origin, disability status, or any other characteristic protected by law. Certified by Diversity Charter Greece and SHARE Equality Label&nbsp;&nbsp;AB is recognized as a Top Employer 2025 in Greece.&nbsp;Top Employer Institute: Certified Excellence in Employee Conditions &nbsp;Start your retail journey and live our values of care, teamwork, humor, integrity and courage.*All applications are treated with utmost confidentiality

Financial Risk Supervisor

As a Financial Systems Senior Specialist, you will be responsible for supporting the accounting area regarding its main IT system (SAP), by being the business administrator for these systems and facilitating the transformation projects of the team. &nbsp;What you will be doing<ul><li>Act as a business system administrator for the key IT systems used by relevant business areas, primarily the accounting system (SAP).</li><li>Monitor and keep audit trail of the requests for user access rights for the Bank’s key IT systems and assist with their regular review and respective role profiles.</li><li>Cooperate with the relevant teams of accounting areas to understand the needs for IT automation and translate them into IT requirements.</li><li>Prepare and review functional specifications that involve new improvements to existing software and coordinate UAT (User Acceptance Testing) for their implementation.</li><li>Liaise with IT Business Areas and external consultants to define solutions for IT automation needs and drive their execution and testing.</li><li>Provide the configuration, customization and integration of reporting platforms for the generation of reports and disclosures in various formats (i.e. excel, xbrl).</li><li>Collect and process relevant information and accounting data to produce reports and statistics as required.</li><li>Compose policy and procedure documentation regarding the accounting system (SAP).</li><li>Produce and update user manuals and train business users.</li><li>Coordinate end-to-end delivery of finance system enhancements, including requirements gathering, stakeholder alignment, testing, and deployment, ensuring smooth implementation and system performance.</li></ul>What you need to have<ul><li>A Bachelor’s degree in Computer Science, Finance, Economics, Business Administration, Accounting or other related fields.</li><li>&nbsp;A Master’s degree in a related field will be considered a plus.</li><li>Seven (7) years of professional experience in accounting related services in a financial institution.</li></ul>What we offerIt’s all about our people. At Alpha Bank, you will enjoy:<ul><li>A friendly and collaborative working environment that supports taking initiative and action.</li><li>A culture that centers around learning and continuous development and encourages everyone to bring their best self to work.</li><li>The opportunity to challenge your thinking through your participation in complex tasks and transformation projects.</li><li>Being part of a large organization with a leading role in the Greek economy and a strong presence in the community.</li><li>Flexible working options.</li><li>A competitive salary and benefits.</li></ul>All applications will be acknowledged and treated in utmost confidence.

Financial Systems Senior Specialist

Future Opportunities - InternshipsWhat Impact will you make?#YourOpportunityAre you looking for an internship opportunity, that offers you a hybrid working model?Are you ready to work on Greek and international projects for industry-leading clients around the world and elevate your career?You bring passion, we bring opportunities!#DiscoveringDeloitte At Deloitte, the spirit of the excellence is part of our DNA. We strive to hire the brightest minds from all around the globe, allowing us to excel in both long-term strategic thinking and business improvement implementation as the undisputed global leader in professional services. We are committed to delivering impacting results for diverse private and public organization clients, linking our peerless talent with unrivalled opportunities for impact - committing ourselves to sustainable growth and investment in our employees’ development and inclusion along the way. Our culture is rooted in profound shared values. Our values guide us as we live our purpose to serve our clients with quality and distinction, inspire our people to work collaboratively to deliver value, actively contribute to society, and lead the profession by challenging ourselves to do what matters most. Deloitte’s values are what unite us across cultures and geographies and ultimately help us earn the trust and respect of our people, clients, and society. We believe that our differences enable us to #makeanimpactthatmatters.Deloitte is an ideal working environment for those who want to make the first steps in their careers, offering them a supportive and international working environment that leverages their expertise and potential. Its corporate culture is based on trust and collaboration and ensures diversity and inclusion so that everyone feels part of a great team.#WhoWeAreLookingForIndividuals who have a strong will to expand their knowledge of new technologies and a passion to grow within the company. At Deloitte we foster a consultative culture because the best decisions are made in collaboration with others. We approach our work with a collaborative mindset, teaming across businesses, geographies, and skill sets to deliver tangible, measurable, attributable impact. These are not aspirations, but principles that we all commit to today and every day.It’s never too early to think about your future! For a head start on an amazing career, join us as an Intern.Deloitte offers different internship opportunities for dynamic and motivated students.These programs provide excellent opportunities for students to experience our firm and its culture while you will learn from experienced colleagues and meet clients representing a variety of industries and environments as we help you make a smooth transition from student to professional life. #ChooseDeloitteif:<ul><li>You want to work with inspiring, enthusiastic, and supportive people with diverse geographical and academic backgrounds and extensive skills</li><li>You get excitement in handling clients shifting priorities and accomplish tasks in a challenging, fast-paced environment</li><li>You like to nurture people and share your knowledge with others</li></ul> #AboutDeloitte &nbsp; Our services Deloitte offers Global professional services that include Audit &amp; Assurance, Strategy Risk and Transactions Advisory, Tax &amp; Legal and Technology &amp; Transformation. Our approach combines insight and innovation from multiple disciplines with global business and industry expertise to help our clients excel anywhere in the world.We deliver outstanding impact on the reputation and success of our clients, in Greece and globally. In pursuing this we contribute to a sustainable and prosperous society and are firm believers in the positive impact business can and should have on the world it operates within. &nbsp; Our purpose Our purpose, “To make an impact that matters for our clients, our people and society “- defines who we are and what we stand for. This is not about size; it is about being the first choice. The first choice for the largest and most influential clients and the first choice for the best talent. &nbsp; Our values At Deloitte, we foster a collaborative culture where talented individuals can produce their best work. We value innovative thinking, diverse insights and a genuinely distinctive level of customer service through our expertise and professionalism. We value difference, with respect at the heart of our inclusive culture. &nbsp; Our talent experience From day one at our firm, practitioners are part of a community. Our development and career progression framework will help them develop the skills and capabilities to succeed. The wellness of our people and the ability to offer agile working arrangements is at the center of our unique talent experience. We create a workplace that encourages collaboration, creativity, and inclusiveness to ensure our staff are supported, encouraged and feel a sense of purpose and meaning in what they do each day.#WhatWeOfferAt Deloitte, we know that great people make a great organization. We value our people and offer employees a broad range of benefits:🏠 Modern hybrid workplace, characterized by flexibility and Smart Working⚖ Empowered well-being: We provide multiple program offerings to support your well-being needs🌍 Engagement within international large-scale teams and projects🚀 Challenging and innovating environment where personal development and growth are encouraged, always with transparency and trust🌈 Diverse culture and active communities that enable you to bring yourself to work🎉 Team Building and Corporate Social Responsibility Activities🍏 Fresh fruits and unlimited coffee everyday at our offices

Future Opportunities - Internships

As a&nbsp;Capital Instruments and Securitizations Specialist, you will be part of the Capital Instruments and Securitizations Business Area, responsible for the structuring, monitoring, and management of securitization transactions (both synthetic and traditional), covered bond programs, and the liquidity mechanism of the European Central Bank (ECB). You will also support capital issuance processes and assess third-party securitization transactions, preparing proposals for the Bank’s Committees regarding potential investments as a Noteholder.What you will be doing<ul><li>Coordinate new structured finance transactions and participate in the structuring process of covered bonds and securitization transactions</li><li>Analyze existing loan portfolios for potential inclusion in new covered bond and securitization transactions</li><li>Monitor, support, and prepare reporting on existing covered bond and securitization transactions</li><li>Support and coordinate activities related to the pledging of loans within the scope of ECB financing programs</li><li>Participate in the issuance of regulatory capital in line with the Bank’s annual capital plan</li><li>Monitor developments in the regulatory framework, EBA guidelines, and rating agency methodologies</li><li>Communicate effectively with external stakeholders, including potential investors, financial and legal advisors, and rating agencies</li><li>Prepare supervisory and internal reporting to support decision-making</li><li>Assess third-party securitization transactions and prepare memos and proposals for the Bank’s Committees regarding potential investments as a Noteholder</li></ul>&nbsp;&nbsp;What you need to have&nbsp;<ul><li>A Bachelor’s degree in Business, Accounting, Finance, Economics, Mathematics, IT, or a related field</li><li>A Master’s degree in one of the above disciplines or professional qualifications such as CFA, CRM, or ACCA (preferred)</li><li>A minimum of two (2) years of experience and up to seven (7) years of experience in banking or the financial sector</li><li>Proficiency in MS Office (Word, Excel, Access, PowerPoint) and familiarity with Bloomberg; knowledge of SQL and/or VBA will be considered an asset</li><li>Excellent written and verbal communication skills in both Greek and English</li><li>Strong analytical thinking and attention to detail</li><li>Proactive, team-oriented mindset with strong collaboration skills</li><li>Solid project management and organizational abilities</li></ul>What we offerIt’s all about our people. At Alpha Bank, you will enjoy:<ul><li>A friendly and collaborative working environment that supports taking initiative and action.</li><li>A culture that centers around learning and continuous development and encourages everyone to bring their best self to work.</li><li>The opportunity to challenge your thinking through your participation in complex tasks and transformation projects.</li><li>Being part of a large organization with a leading role in the Greek economy and a strong presence in the community.</li><li>Flexible working options.</li><li>A competitive salary and benefits.</li></ul>All applications will be acknowledged and treated in utmost confidence.

Capital Instruments and Securitisations Specialist

As a Regulatory Requirements Specialist, you will calculate and analyze capital requirements, capital adequacy, and leverage ratios at Alpha Bank and Group level, ensuring accuracy, compliance, and timely reporting to supervisory authorities.&nbsp;What you will be doing&nbsp;<ul><li>Understand the regulatory framework as defined in the Capital Requirements Regulation (EU) No 575/2013 (CRR) and involved in the calculation of Risk Weighted Assets (RWAs) under Pillar I framework</li><li>Stay updated on EBA/ECB guidelines and regulatory developments</li><li>Examine regulatory changes and developments (CRR, Basel IV, BCBS) related to capital management, monitoring and reporting</li><li>Collect data and information, ensuring respective consistency and completeness</li><li>Prepare Common Reporting (COREP) and other relevant comprehensive reporting as well as understand and develop reporting requirements in the context of the Credit and Counterparty Credit Risk, Securitisation Risk, Large Exposures and Leverage Ratio</li><li>Identification of potential process impovements and capabilities to increase consistency, transparency, and reliability of RWAs calculation, governance, and controls process</li><li>Execute a series of operational support tasks (e.g. communication with external and internal collaborators, setting up meetings, following up on deliverables)</li><li>Prepare and update reports, presentations, dashboards and other data with key insights to be presented to the competent Committees of the Bank, using analytical and visualization tools (e.g. SAS, Excel, QlikView)</li></ul>&nbsp;&nbsp;&nbsp;What you need to have&nbsp;<ul><li>Bachelor’s degree in in a quantitative field of study (e.g. Risk Management, Finance, Engineering, Mathematics or Business) or in any other related discipline (a Master Degree will be considered a plus)</li><li>A minimum of two years’ experience in regulatory compliance or prudential reporting in banking or or in a major consulting firm</li><li>Demonstrated experience in at least one or more of the following indicative regulatory reports will be considered an asset: FINREP, COREP and EBA Stress Tests</li><li>Familiarity with big data analysis supported by experience in data analysis and reporting (Microsoft SQL, SPSS) will be considered an asset</li><li>Strong analytical skills and attention to detail</li><li>Proficiency in MS Office and regulatory reporting tools</li><li>Excellent communication skills in Greek and English</li><li>Collaborative, organized, and proactive working style</li></ul>&nbsp;&nbsp;&nbsp;What we offer&nbsp;It’s all about our people. At Alpha Bank, you will enjoy:&nbsp;<ul><li>A friendly and collaborative working environment that supports taking initiative and action</li><li>A culture that centers around learning and continuous development and encourages everyone to bring their best self to work</li><li>The opportunity to challenge your thinking through your participation in complex tasks and transformation projects</li><li>Being part of a large organization with a leading role in the Greek economy and a strong presence in the community</li><li>Flexible working options</li><li>A competitive salary and benefits</li></ul>

Regulatory Requirements Specialist

UNISON Human Resources S.A. is seeking, on behalf of a Greek bank, highly skilled and experienced Mortgage Advisors in Athens and Thessaloniki, to provide expert guidance on mortgage loans to customers from Greece and other countries. The positions are offered on a fixed-term contract of 3 or 6 months, with the possibility of extension, while ensuring compliance with the bank’s regulations and maintaining strong customer relationships.&nbsp;&nbsp;Main Responsibilities:&nbsp;<ul><li>Sales with a focus on mortgage loans</li><li>Strong/daily communication &amp; servicing towards customers, External Networks Partners and Branch Network</li><li>Provide specialized advice to customers regarding mortgage loans, considering the differences in banking products, regulations, and tax policies applicable in various countries.</li><li>Monitor the status of loan applications to ensure compliance with Bank standards. Analyze financial and legal documents to assess the creditworthiness of customers.</li><li>Develop and maintain strong relationships with customers by offering personalized solutions that meet their needs.</li><li>Maintain strong networks with the Branch Network and External Networks Partners to grow the client base.</li></ul>&nbsp;Required Qualifications:&nbsp;<ul><li>A degree in Economics, Finance, Business Administration, or Legal Studies will be preferred. A Master's degree will be an added advantage.</li><li>Experience in a banking services environment, with a focus on (mortgage) loans will be an added advantage.</li><li>Experience in client management and communication.</li><li>Proficiency in MS Office. Experience with specialized banking software and data analysis tools will be highly appreciated.</li><li>Familiarity with modern digital tools &amp; platforms.</li><li>Exceptional attention to detail, organizational skills, and the ability to work under pressure.</li></ul>&nbsp;<ul><li>Mandatory excellent knowledge of English language (additional languages, such as German or French, will be considered as a significant advantage), for International Customers &nbsp;Mortgage Advisor.</li><li>Very good knowledge of English language, for Mortgage External Networks Advisor.</li></ul>&nbsp;&nbsp;Benefits:<ul><li>Competitive remuneration package</li><li>Hybrid work options</li><li>Career growth and development opportunities</li><li>Ongoing training and upskilling</li><li>Friendly and supportive work environment</li><li>Work–life balance</li></ul>

Mortgage Advisors

As a Finance Specialist, you will be responsible for managing and processing all tax-related matters, ensuring the timely and accurate settlement of tax obligations to the relevant authorities. You will play a key role in supporting compliance, tax planning, and optimization activities, contributing to the Bank’s overall financial integrity and adherence to regulatory requirements.What you will be doing&nbsp;<ul><li>Participate in tax research, analysis, and interpretation to support compliance, tax planning, and optimization initiatives, including the impact assessment of new tax laws and transfer pricing regulations</li><li>Calculate tax liabilities and support the preparation and submission of tax returns and external filings (e.g., via the IAPR e-book platform – MyData)</li><li>Manage the systemic supervision of tax activities (VAT, income tax, etc.), ensuring timely and accurate submission of reports to the relevant authorities</li><li>Prepare and file the annual income tax return, ensuring compliance with national tax regulations</li><li>Ensure the collection, reconciliation, and validation of financial data to enable timely and accurate tax payments</li><li>Prepare reports and reconciliations related to payments, accounts payable, and other tax-related transactions</li><li>Monitor developments in Greek and international tax legislation, assessing their potential impact on the Bank’s operations and compliance framework</li><li>Collaborate with internal stakeholders (Finance, Accounting, and Legal teams) to ensure consistency, accuracy, and transparency across all tax and financial reporting activities</li></ul>&nbsp;What you need to have<ul><li>A Bachelor’s degree in Accounting, Finance, Business Administration, or a related field</li><li>A Master’s degree in Accounting, Economics, or a relevant discipline (preferred)</li><li>At least four (4) years of professional experience in accounting or tax-related roles, ideally within the banking or financial sector</li><li>Solid understanding of Greek tax regulations, VAT, and corporate tax reporting processes</li><li>Strong analytical and numerical skills, with the ability to interpret financial data and ensure accuracy in reporting</li><li>Proficiency in MS Office (Excel, Word, PowerPoint) and familiarity with ERP systems or accounting software (e.g., SAP, Oracle)</li><li>Excellent attention to detail, organizational abilities, and commitment to meeting deadlines</li><li>Strong communication skills in Greek and English, with a proactive and collaborative approach to problem-solving</li></ul>&nbsp;What we offerIt’s all about our people. At Alpha Bank, you will enjoy:<ul><li>A friendly and collaborative working environment that supports taking initiative and action.</li><li>A culture that centers around learning and continuous development and encourages everyone to bring their best self to work.</li><li>The opportunity to challenge your thinking through your participation in complex tasks and transformation projects.</li><li>Being part of a large organization with a leading role in the Greek economy and a strong presence in the community.</li><li>Flexible working options.</li><li>A competitive salary and benefits.</li></ul>All applications will be acknowledged and treated in utmost confidence.

Finance Specialist

As a Bank Financial Statement Associate, you will be responsible for assisting with the preparation of the Bank’s Financial Statements according to the International Accounting Standards (IAS). &nbsp;What you will be doing<ul><li>Assist with the preparation and maintenance of accurate financial statements for the Bank and Holding companies, including the balance sheet, income statement, and statement of cash flows.</li><li>Conduct accounting entries and prepare the Bank’s Annual Financial Statements, ensuring strong level of control is maintained.</li><li>Participate in reconciling Bank accounts, including checking, savings, and investment accounts, to ensure that all transactions are accurately recorded and there are no discrepancies.</li><li>Maintain and update the Bank’s general ledger, recording all financial transactions and ensuring they are correctly categorized and posted.</li><li>Assist in Statutory Audits on matters arising during the audit process for the Bank’s Financial Statements.</li></ul> &nbsp;What you need to have<ul><li>A Bachelor’s degree in Finance, Accounting, Business Administration, Economics or related field.</li><li>&nbsp;A Master’s degree in Finance, Economics or relevant field will be considered a plus.</li><li>One to three (1-3) years of professional experience in Financial, Regulatory or Risk Reporting and Audit related services.</li></ul>What we offerIt’s all about our people. At Alpha Bank, you will enjoy:<ul><li>A friendly and collaborative working environment that supports taking initiative and action.</li><li>A culture that centers around learning and continuous development and encourages everyone to bring their best self to work.</li><li>The opportunity to challenge your thinking through your participation in complex tasks and transformation projects.</li><li>Being part of a large organization with a leading role in the Greek economy and a strong presence in the community.</li><li>Flexible working options.</li><li>A competitive salary and benefits.</li></ul>All applications will be acknowledged and treated in utmost confidence.

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