amlro

The AML Compliance Officer (AMLCO) is responsible for overseeing and managing all aspects of the Anti-Money Laundering (AML) and Sanctions program, ensuring compliance with applicable regulations. This role requires a seasoned professional with extensive knowledge of the Payment Service Provider (PSP) industry and financial crime compliance (FCC).

Balancing high-level operational execution with strategic coordination, the AMLCO provides AML-CFT and sanctions regulatory expertise to all three lines of defense (1LOD, 2LOD, and 3LOD) and supports broader business and operational functions.

Day-to-Day Responsibilities​

• Advisory & Compliance Support: Provide expert guidance on AML-CFT compliance across all levels of defense and business operations, assisting with day-to-day activities when required.

• Regulatory Monitoring & Analysis: Track FCC regulatory developments, assess their impact, and support implementation.

• Policy Implementation & Oversight: Ensure compliance with AML-CFT regulations by coordinating activities through regular and ad hoc meetings. Strengthen the FCC framework and ensure consistent policy enforcement.

• Risk Management & Assessments: Lead AML-CFT risk assessments to identify and mitigate potential financial crime risks associated with the organization’s activities, customers, and services.

• Escalations & Incident Handling: Manage escalations and regulatory inquiries, ensuring proper documentation and timely communication with the Group CFCCO.

• Audit & Testing: Monitor and test the effectiveness of the FCC program, collaborate on audits, and address identified findings.

• Reporting & Documentation: Maintain accurate records of AML-CFT activities, preparing reports for senior management and the Board as required.

• Cross-functional Collaboration: Work closely with the Group FCC Data Officer on risk management and reporting, ensuring robust governance and oversight.

Who Are We Looking For

We look for big thinkers. People who can drive positive change, step up and show what’s next – people with passion, can-do attitude and a hunger to learn and grow. In practice this means:

• Proven experience in the payment services sector, with a strong understanding of industry regulations.

• Minimum 5+ years of experience in the financial sector, with at least 3+ years in an AML or FCC advisory role (e.g., AML Officer, AML Regulatory Advisor).

• In-depth knowledge of EU AML regulations, sanctions regimes, and global compliance frameworks; expertise in external fraud and financial crime compliance is a plus.

• Minimum 5+ years of hands-on experience in AML, terrorist financing (TF), and sanctions compliance.

• Experience in regulatory engagement

• Recognized FCC certifications (e.g., ACAMS, ICA, or equivalent).

• Strong ability to operate in a fast-paced environment and influence key stakeholders.

• Experience in people management is an advantage.

• Very Fluent English Speaker. French is a plus. Any other European language is an asset.