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What Impact will you make? &nbsp;Are you looking for an&nbsp;opportunity&nbsp;in&nbsp;Thessaloniki&nbsp;that offers you a&nbsp;hybrid working model?  &nbsp;&nbsp; Are you ready to work on&nbsp;large scale&nbsp;projects for industry-leading clients&nbsp;around the world and elevate your&nbsp;career&nbsp;to an&nbsp;international level? &nbsp;&nbsp; If so, check below for more info about this career&nbsp;opportunity! &nbsp;&nbsp; You bring passion, we bring opportunities! &nbsp;#YourOpportunity &nbsp;Deloitte is a worldwide leader in Professional Services with a presence in more than 150 countries and territories. Since 2018, Deloitte has been operating its&nbsp;Competence Center in Thessaloniki with satellites in the cities of Patras, Heraklion, and Ioannina&nbsp;- which are model hubs of expertise, training, and innovation, specializing in cutting-edge exponential technologies, in which graduates and young professionals undergo immersive experiences, continuous learning, gaining practical insights and hands-on training that empower them to navigate the complexities of the digital landscape.Deloitte is an ideal working environment for&nbsp;both young and senior professionals&nbsp;who want to take the next step in their careers, offering them a supportive and international working environment that leverages their expertise and potential. Its corporate culture is based on trust and collaboration and ensures diversity and inclusion so that everyone feels part of a great team.We are currently seeking for ambitious team players to become part of our dynamic Financial Risk Management team within our department in&nbsp;Thessaloniki. #YourServiceLineStrategy, Risk &amp; Transactions (SR&amp;T) AdvisoryStrategy, Risk &amp; Transactions (SR&amp;T)&nbsp;is an end-to-end strategic advisory practice, enabling our C-suite clients to make informed, robust decisions and strategic choices. It integrates the full scale of Deloitte's M&amp;A capabilities, consolidates Climate &amp; Sustainability advisory capabilities, and tightens the connection between strategy development and risk management to assist clients with navigating uncertainty and change.#AboutYourTeamFinancial institutions are facing unprecedented regulatory change, with numerous complex initiatives and overlapping requirements.To help clients navigate this, Deloitte has built a market-leading team of Data Scientists specialized in the field of&nbsp;Financial Risk modeling and management. Our team assists Leading European financial institutions across the full Model Risk Management lifecycle, advising on how to create value while meeting regulatory expectations.In response to the growing demand, we are seeking new colleagues to strengthen our team and drive innovation in the field of financial risk management. Successful applicants will gain exceptional opportunities to build expertise in risk modelling and validation, working on diverse projects with leading financial institutions across Europe and beyond.#AboutYourRoleAs a&nbsp;Consultant&nbsp;in our Advisory department, you will play a pivotal role in supporting our clients in identifying, assessing, and managing risks that may impact their business objectives. This role offers a unique opportunity to work on diverse projects, collaborating with cross-functional teams and leveraging your expertise to deliver value-added insights.You will work collaboratively with the wider&nbsp;Financial Risk Measurement&nbsp;team and our clients. The role requires flexibility to tackle a wide range of tasks:<ul><li>Contribute to the full lifecycle of&nbsp;credit&nbsp;and&nbsp;traded risk models, including model development &amp;&nbsp;&nbsp;validation, data management, and coding (e.g., credit scorecards, IRB capital models, IFRS 9 impairment, economic capital, data analytics, forecasting, and stress testing), using analytical tools (e.g. Python, SAS, R, SQL).</li><li>Support the design and implementation of&nbsp;risk management frameworks, policies, and procedures in line with regulatory requirements and market best practices.</li><li>Keep up to date with&nbsp;academic, technical and industry developments&nbsp;and support the design and implementation of innovative modeling and data analytics solutions, leveraging AI and Generative AI Deloitte proprietary solutions (Solaria)</li></ul>Applicants should be committed to develop cutting edge solutions and building long-term professional relationships with team mates. clients and key stakeholders #OurRequirementsKey Qualifications<ul><li>Academic background in a quantitative field such as&nbsp;Financial&nbsp;Engineering,&nbsp;Mathematics,&nbsp;Physics, Risk Management &amp; Statistics, or&nbsp;Quantitative&nbsp;Banking&nbsp;&amp;&nbsp;Finance&nbsp;(Master’s degree or professional qualification such as PRMIA, GARP, CFA is an advantage).</li><li>Solid knowledge of&nbsp;stochastic calculus, financial mathematics, and risk modelling&nbsp;(e.g., market/credit risk, quantitative finance applications).</li><li>Strong technical and programming skills with&nbsp;Python,&nbsp;SAS,&nbsp;SQL&nbsp;and&nbsp;R, with excellent&nbsp;statistical&nbsp;knowledge and proficiency in Microsoft Office (Word,&nbsp;Excel, PowerPoint).</li><li>Interest and motivation in&nbsp;data science for finance&nbsp;with eagerness to learn&nbsp;financial regulations and accounting standards.</li></ul>·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Proficient in&nbsp;English, with strong&nbsp;oral and written communication skills; able to explain complex technical concepts to both technical and non-technical audiences.·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Good&nbsp;presentation and interpersonal skills, confident in&nbsp;client interactions&nbsp;and capable of influencing stakeholders.·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;A strong work ethic, high personal standards, and a&nbsp;professional and personable demeanor.·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Commitment to creating and maintaining a respectful and inclusive culture.·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Ability to work&nbsp;proactively, while also collaborating effectively within teams to meet&nbsp;challenging deadlines.·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;High&nbsp;motivation, adaptability, and problem-solving skills&nbsp;in dynamic environments.If you're ready to take your career to the next level in a challenging international environment, focusing on continuous learning and dynamic teamwork, both in Greece and abroad, you're ready for Deloitte! #WhatWeOfferAt Deloitte, we know that great people make a great organization. We value our people and offer employees a broad range of benefits:🏠&nbsp;Modern hybrid workplace, characterized by flexibility and Smart Working⚖&nbsp;Empowered well-being: We provide multiple program offerings to support your well-being needs (flexible working arrangements, extra days of leave, parental allowances)🌍&nbsp;Engagement within international large-scale teams and projects, with opportunities to travel for training or client purposes.📚&nbsp;Constant opportunities for learning with unlimited access to internal and external learning platforms and sponsored certificates aligned with business needs and technology trends🚀&nbsp;Challenging and innovating environment where personal development and growth are encouraged, always with transparency and trust?&nbsp;Diverse culture and active communities that enable you to bring yourself to work🎉&nbsp;Team Building and Corporate Social Responsibility Activities🏃&nbsp;A buddy to support you with your onboarding🌴&nbsp;Extra days of annual leave⚕&nbsp;Private medical health insurance plan💳&nbsp;Ticket restaurant card?&nbsp;Exclusive Discounts to several retail providers, restaurants and others📱&nbsp;Mobile phone🍏&nbsp;Fresh fruits and unlimited coffee everyday at our offices Please note that all the well-being benefits mentioned above are subject to annual review. About Deloitte &nbsp; #OurServices Deloitte offers integrated services that include Audit &amp; Assurance, Technology &amp; Transformation, Strategy Risk &amp; Transactions Advisory, Tax and Legal. Our approach combines insight and innovation from multiple disciplines with global business and industry expertise to help our clients excel anywhere in the world. We deliver outstanding impact on the reputation and success of our clients, in Italy and globally. In pursuing this we contribute to a sustainable and prosperous society, and are firm believers in the positive impact business can and should have on the world it operates within. &nbsp; #OurPurpose We are led by a purpose, to make an impact that matters with clients, people and society. This purpose defines who we are and what we stand for. It's not about being the biggest. It’s about being the first choice for the largest and most influential clients, and the first choice for the best talent. &nbsp; #OurValues At Deloitte we foster a collaborative culture where talented individuals can produce their best work. We value innovative thinking, diverse insights and a genuinely distinctive level of customer service through our expertise and professionalism. We value difference, with respect at the heart of our inclusive culture. &nbsp; #OurTalentExperience From day one at our firm, practitioners are part of a community. Our development and career progression framework will help them develop the skills and capabilities to succeed. The wellness of our people and the ability to offer agile working arrangements is at the center of our unique talent experience. We create a workplace that encourages collaboration, creativity, inclusiveness to ensure our staff are supported, encouraged and feel a sense of purpose and meaning in what they do each day. This document has been prepared by Deloitte Business Solutions Societe Anonyme of Business Consultants, Deloitte Certified Public&nbsp;Accountants Societe Anonyme and Deloitte Alexander Competence Center Single Member Societe Anonyme of Business Consultants. Deloitte Business Solutions Societe Anonyme of Business Consultants, a Greek company, registered in Greece with registered number 000665201000 and its registered office at Marousi Attica, 3a Fragkokklisias &amp; Granikou str., 151 25, Deloitte Certified Public Accountants Societe Anonyme, a Greek company, registered in Greece with registered number 0001223601000 and its registered office at Marousi, Attica, 3a Fragkokklisias &amp; Granikou str., 151 25 and Deloitte Alexander Competence Center Single Member Societe Anonyme of Business Consultants, a Greek company, registered in Greece with registered number 144724504000 and its registered office at Thessaloniki, PAEGA Building, Land Port Zone of the Port of Thessaloniki, 54626 Thessaloniki, Greece, are all companies of the Deloitte Central Mediterranean S.r.l. (“DCM”) geography. DCM, a company limited by guarantee registered in Italy with&nbsp;registered number 09599600963 and its registered office at Via Santa Sofia no.28, 20122, Milan, Italy is one of the Deloitte NSE LLP geographies. Deloitte NSE LLP is a UK limited liability partnership and member firm of Deloitte Touche Tohmatsu Limited, a UK private company limited by guarantee.&nbsp;Deloitte refers to one or more of Deloitte Touche Tohmatsu Limited (“DTTL”), its global network of member firms and their related entities (collectively, the “Deloitte organization”). DTTL (also referred to as “Deloitte Global”) and each of its member firms and related entities are legally separate and independent entities, which cannot obligate or bind each other in respect of third parties. DTTL and each DTTL member firm and related entity is liable only for its own acts and omissions, and not those of any of each other. DTTL does not provide services to clients. Please see www.deloitte.com/ about to learn more.&nbsp; DTTL, Deloitte NSE LLP and Deloitte Central Mediterranean S.r.l. do not provide services to clients. Please see www.deloitte.com/about to learn more about our global network of member firms.&nbsp;Deloitte is a leading global provider of audit and assurance, consulting, tax and related services. Our global network of member firms and related entities in more than 150 countries and territories serves four out of five Fortune Global 500® companies. Learn how Deloitte’s approximately 470,000 people make an impact that matters at&nbsp;www.deloitte.com.&nbsp;This communication contains general information only, and Deloitte Business Solutions Societe Anonyme of Business Consultants, Deloitte Certified Public Accountants Societe Anonyme and Deloitte Alexander Competence Center Single Member Societe Anonyme of Business Consultants, is not, by means of this communication, rendering professional advice or services. Before making any decision or taking any action that may affect your finances or your business, you should consult a qualified professional adviser. No entity in the Deloitte organization shall be responsible for any loss whatsoever sustained by any person who relies on this communication. Deloitte organization refers to Deloitte Touche Tohmatsu Limited (“DTTL”), its global network of member firms and their related entities collectively. © 2026 For more information contact Deloitte Central Mediterranean.

Junior Financial Risk Data Scientist @Thessaloniki

What Impact will you make?&nbsp;Are you looking for an&nbsp;opportunity&nbsp;in&nbsp;Thessaloniki&nbsp;that offers you a&nbsp;hybrid working model?&nbsp;Are you ready to work on&nbsp;large scale&nbsp;projects for industry-leading clients&nbsp;around the world and elevate your&nbsp;career&nbsp;to an&nbsp;international level?&nbsp;If so, check below for more info about this career&nbsp;opportunity!&nbsp;You bring passion, we bring opportunities!&nbsp;#YourOpportunity&nbsp;Deloitte is a worldwide leader in Professional Services with a presence in more than 150 countries and territories. Since 2018, Deloitte has been operating its&nbsp;Competence Center in Thessaloniki with satellites in the cities of Patras, Heraklion, and Ioannina&nbsp;- which are model hubs of expertise, training, and innovation, specializing in cutting-edge exponential technologies, in which graduates and young professionals undergo immersive experiences, continuous learning, gaining practical insights and hands-on training that empower them to navigate the complexities of the digital landscape.&nbsp;&nbsp;Deloitte is an ideal working environment for&nbsp;both young and senior professionals&nbsp;who want to take the next step in their careers, offering them a supportive and international working environment that leverages their expertise and potential. Its corporate culture is based on trust and collaboration and ensures diversity and inclusion so that everyone feels part of a great team.&nbsp;&nbsp;We are currently seeking for enthusiastic team players with exceptional analytical skills and a well-rounded personality to become part of our dynamic and highly motivating&nbsp;M&amp;A Transaction Services&nbsp;team&nbsp;in&nbsp;Thessaloniki. Our team is specialized in providing in-depth transaction support services, especially M&amp;A advisory, to private equity investors, international funds and other interested parties.&nbsp;#YourServiceLineStrategy,&nbsp;Risk&nbsp;&amp;&nbsp;Transactions&nbsp;(SR&amp;T)&nbsp;Advisory&nbsp;Strategy,&nbsp;Risk&nbsp;&amp;&nbsp;Transactions&nbsp;(SR&amp;T)&nbsp;is&nbsp;an&nbsp;end-to end&nbsp;strategic&nbsp;advisory&nbsp;practice,&nbsp;enabling&nbsp;our&nbsp;C suite&nbsp;clients&nbsp;to&nbsp;make&nbsp;informed,&nbsp;robust&nbsp;decisions&nbsp;and&nbsp;strategic&nbsp;choices.&nbsp;It&nbsp;integrates&nbsp;the&nbsp;full&nbsp;scale&nbsp;of&nbsp;Deloitte's&nbsp;M&amp;A&nbsp;capabilities,&nbsp;consolidates&nbsp;Climate&nbsp;&amp;&nbsp;Sustainability&nbsp;advisory&nbsp;capabilities,&nbsp;and&nbsp;tightens&nbsp;the&nbsp;connection&nbsp;between&nbsp;strategy&nbsp;development&nbsp;and&nbsp;risk&nbsp;management&nbsp;to&nbsp;assist&nbsp;clients&nbsp;with&nbsp;navigating&nbsp;uncertainty&nbsp;and&nbsp;change.&nbsp;#AboutYourTeamThe&nbsp;Private&nbsp;Equity,&nbsp;M&amp;A,&nbsp;and&nbsp;Infrastructure&nbsp;Advisory&nbsp;team&nbsp;is&nbsp;being&nbsp;setup&nbsp;as&nbsp;part&nbsp;of&nbsp;CFA&nbsp;practice.&nbsp;The&nbsp;team&nbsp;will&nbsp;advise&nbsp;on&nbsp;acquisitions,&nbsp;divestments,&nbsp;buy-outs&nbsp;and&nbsp;capital&nbsp;raisings&nbsp;across&nbsp;the&nbsp;above&nbsp;mentioned&nbsp;sectors,&nbsp;a&nbsp;significant&nbsp;number&nbsp;of&nbsp;which&nbsp;will&nbsp;be&nbsp;cross-border&nbsp;or&nbsp;international&nbsp;in&nbsp;nature.&nbsp;The&nbsp;team&nbsp;will&nbsp;work&nbsp;closely&nbsp;with&nbsp;the&nbsp;Private&nbsp;Market&nbsp;Advisory&nbsp;that&nbsp;provides&nbsp;consulting&nbsp;advice&nbsp;to&nbsp;public&nbsp;and&nbsp;private&nbsp;sector,&nbsp;and&nbsp;the&nbsp;Financial&nbsp;Investors&nbsp;and&nbsp;Institutional&nbsp;Tax&nbsp;teams&nbsp;that&nbsp;cover&nbsp;all&nbsp;the&nbsp;major&nbsp;sources&nbsp;of&nbsp;capital&nbsp;-&nbsp;Private&nbsp;Equity,&nbsp;Pension&nbsp;funds,&nbsp;Listed&nbsp;institutional&nbsp;landlord.&nbsp;As&nbsp;such,&nbsp;the&nbsp;team&nbsp;will&nbsp;have&nbsp;visibility&nbsp;across&nbsp;a&nbsp;wide&nbsp;spectrum&nbsp;of&nbsp;interesting&nbsp;real&nbsp;estate&nbsp;and&nbsp;infrastructure&nbsp;situations&nbsp;and&nbsp;access&nbsp;to&nbsp;global&nbsp;capital&nbsp;sources.&nbsp;#YourRoleYour role as a&nbsp;Senior Consultant&nbsp;will focus on the execution of financial due diligence engagements, i.e. performing and presenting analyses on the financial and business performance of a company, including analysis of adjusted earnings (Quality of Earnings), adjusted net debt and working capital and understanding of other potential deal / value drivers, within the context of a potential extraordinary transaction, supporting buyers and sellers in assessing their related risks and opportunities.You will focus on the delivery of client engagements, by understanding objectives for clients and Deloitte, aligning your own work to objectives and setting personal priorities, teaming with others across businesses and borders and taking accountability for own and team results. In this role, you will build relationships and exercise your communication skills in order to positively influence your peers and other stakeholders. You will commit to personal learning and development by actively seeking opportunities for growth, you will share knowledge and experience with others, and act as a strong brand ambassador, embracing our purpose and values in order to put these into practice in your professional life.&nbsp;During your tenure as a&nbsp;Senior Consultant&nbsp;/ Assistant Manager you will demonstrate and develop the ability to:&nbsp;<ul><li>Select appropriate methods for collecting and analyzing large and complex data sets to extract insights and support solutions;</li><li>Build an understanding of how stages of the M&amp;A lifecycle operate to enhance delivery in own phase of expertise;</li><li>Produce a high quality work product and collaborate with others across phases of the M&amp;A transaction lifecycle to deliver a superior client experience;</li><li>Analyze financial and accounting information when evaluating transactions;</li><li>Manage own work in an ethical manner with a continuous attention to quality and risk rules, and confidentiality;</li><li>Help the team determine attractiveness/readiness of a proposed deal by identifying pre-deal transaction benefits/risks;</li><li>Drive sound financial decision making throughout the transaction through diligence.</li></ul>&nbsp;#Our Requirements&nbsp;Key QualificationsTo qualify for the role you must have:<ul><li>At least 3 years of relevant work experience in transaction services &amp; financial due diligence services and / or audit and assurance services, preferably within a Big 4 environment or another international advisory firm;</li><li>Relevant experience in:</li><li>Financial Due Diligence Services;</li><li>Vendor Financial Due Diligence Services;</li><li>Understanding of transactions and awareness of price adjustment mechanisms;</li><li>Strong presentation and communication skills;</li><li>Excellent command of the English and Greek language;</li><li>Strong report writing skills;</li><li>Analytical thinking and problem solving skills;</li><li>Computer Literacy. Excellent MS Office knowledge (mainly focused on MS Excel and MS PowerPoint);</li><li>University Degree in Economics, Accounting, Finance or related disciplines;</li><li>Military obligations fulfilled where applicable;</li><li>Ability to operate in high performing teams and manage multiple priorities and projects.</li></ul>&nbsp;Preferred skills:<ul><li>Postgraduate Degree in Finance, Economics, Accounting, Business Administration from a prominent University;</li><li>Completed (or nearly completed) professional certifications, such as Association of Chartered Certified Accountants (ACCA), ICAEW Chartered Accountant (ACA), Chartered Financial Analyst (CFA) or similar will be considered an asset.</li></ul>&nbsp;#WhatWeOfferAt Deloitte, we know that great people make a great organization. We value our people and offer employees a broad range of benefits:🏠&nbsp;Modern hybrid workplace, characterized by flexibility and Smart Working⚖&nbsp;Empowered well-being: We provide multiple program offerings to support your well-being needs (flexible working arrangements,&nbsp;extra days of leave,&nbsp;parental allowances)&nbsp;🌍&nbsp;Engagement within international large-scale teams and projects, with opportunities to travel&nbsp;for training or client purposes.&nbsp;📚&nbsp;Constant opportunities for learning with unlimited access to internal and external learning platforms and sponsored&nbsp;certificates&nbsp;aligned with business needs and technology trends&nbsp;🚀&nbsp;Challenging and innovating environment where personal development and growth are encouraged, always with transparency and trust&nbsp;?&nbsp;Diverse culture and active communities that enable you to bring yourself&nbsp;to&nbsp;work&nbsp;&nbsp;🎉&nbsp;Team Building and Corporate Social&nbsp;Responsibility Activities🏃&nbsp;A buddy to support you with your onboarding🌴&nbsp;Extra days of annual leave⚕&nbsp;Private medical health insurance plan&nbsp;💳&nbsp;Ticket restaurant card&nbsp;?&nbsp;Exclusive Discounts&nbsp;to several retail providers, restaurants and others&nbsp;📱&nbsp;&nbsp;Mobile phone&nbsp;🍏&nbsp;Fresh&nbsp;fruits&nbsp;and unlimited coffee&nbsp;everyday&nbsp;at our offices&nbsp;&nbsp;&nbsp;Please note that all well-being benefits mentioned above are subject to annual review.&nbsp;ABOUT DELOITTE&nbsp;#Our servicesDeloitte offers Global professional services that include Audit, Risk Advisory, Tax, Consulting and Financial Advisory. Our approach combines insight and innovation from multiple disciplines with global business and industry expertise to help our clients excel anywhere in the world.We deliver outstanding impact on the reputation and success of our clients, in Greece and globally. In pursuing this we contribute to a sustainable and prosperous society, and are firm believers in the positive impact business can and should have on the world it operates within.&nbsp;#Our PurposeOur purpose, "To make an impact that matters for our clients, our people and society "- defines who we are and what we stand for. This is not about size, it&amp;#39s about being the first choice. The first choice for the largest and most influential clients, and the first choice for the best talent.&nbsp;#Our valuesAt Deloitte we foster a collaborative culture where talented individuals can produce their best work. We value innovative thinking, diverse insights and a genuinely distinctive level of customer service through our expertise and professionalism.We value difference, with respect at the heart of our inclusive culture.&nbsp;#Our talent experienceFrom day one at our firm, practitioners are part of a community. Our development and career progression framework will help them develop the skills and capabilities to succeed. The wellness of our people and the ability to offer agile working arrangements is at the centre of our unique talent experience. We create a workplace that encourages collaboration, creativity, inclusiveness to ensure our staff are supported, encouraged and feel a sense of purpose and meaning in what they do each day.&nbsp;Sounds like the sort of role for you? Apply now. This document has been prepared by Deloitte Business Solutions Societe Anonyme of Business Consultants, Deloitte Certified Public Accountants Societe Anonyme and Deloitte Alexander Competence Center Single Member Societe Anonyme of Business Consultants.Deloitte Business Solutions Societe Anonyme of Business Consultants, a Greek company, registered in Greece with registered number 000665201000 and its registered office at Marousi Attica, 3a Fragkokklisias &amp; Granikou str., 151 25, Deloitte Certified Public Accountants Societe Anonyme, a Greek company, registered in Greece with registered number 0001223601000 and its registered office at Marousi, Attica, 3a Fragkokklisias &amp; Granikou str., 151 25 and Deloitte Alexander Competence Center Single Member Societe Anonyme of Business Consultants, a Greek company, registered in Greece with registered number 144724504000 and its registered office at Thessaloniki, Municipality of Pylaia - Chortiatis of Thessaloniki, Vepe Technopolis Thessaloniki (5th and 3rd street), are all companies of the Deloitte Central Mediterranean S.r.l. (“DCM”) geography. DCM, a company limited by guarantee registered in Italy with registered number 09599600963 and its registered office at Via Santa Sofia no.28, 20122, Milan, Italy is one of the Deloitte NSE LLP geographies. Deloitte NSE LLP is a UK limited liability partnership and member firm of Deloitte Touche Tohmatsu Limited, a UK private company limited by guarantee.Deloitte refers to one or more of Deloitte Touche Tohmatsu Limited (“DTTL”), its global network of member firms and their related entities (collectively, the “Deloitte organization”). DTTL (also referred to as “Deloitte Global”) and each of its member firms and related entities are legally separate and independent entities, which cannot obligate or bind each other in respect of third parties. DTTL and each DTTL member firm and related entity is liable only for its own acts and omissions, and not those of any of each other. DTTL does not provide services to clients. Please see&nbsp;www.deloitte.com/&nbsp;about to learn more.DTTL, Deloitte NSE LLP and Deloitte Central Mediterranean S.r.l. do not provide services to clients. Please see&nbsp;www.deloitte.com/about&nbsp;to learn more about our global network of member firms.Deloitte is a leading global provider of audit and assurance, consulting, tax and related services. Our global network of member firms and related entities in more than 150 countries and territories serves four out of five Fortune Global 500® companies. Learn how Deloitte’s approximately 470,000 people make an impact that matters at&nbsp;www.deloitte.com.This communication contains general information only, and Deloitte Business Solutions Societe Anonyme of Business Consultants, Deloitte Certified Public Accountants Societe Anonyme and Deloitte Alexander Competence Center Single Member Societe Anonyme of Business Consultants, is not, by means of this communication, rendering professional advice or services. Before making any decision or taking any action that may affect your finances or your business, you should consult a qualified professional adviser. No entity in the Deloitte organization shall be responsible for any loss whatsoever sustained by any person who relies on this communication. Deloitte organization refers to Deloitte Touche Tohmatsu Limited (“DTTL”), its global network of member firms and their related entities collectively.© 2026 For more information contact Deloitte Central Mediterranean.

M&A Transaction Services Senior Consultant

As an Upper Mass Segment Officer, reporting to the Branch Manager, you will manage and coordinate all activities related to servicing individual customers of the Branch, including the sale of deposit, investment, lending, and bancassurance products. You will support branch staff, delivering these services, ensuring smooth execution andcompliance to the Bank’s policies and procedures. You will actively promote the branch's commercial objectives by building and maintaining strong client relationships with the Upper Mass Segment and by informing them about new banking products and services. As the first point of contact, you will play a key role in ensuring an exceptional customer service experience. The role requires you to have a customer-focused profile and demonstrat strongcommitment to the achievement of the team’s and the Organization’s goals. Responsibilities:• Upper Mass clientele development &amp; promotion of existing &amp; new retail bankingproducts &amp; services• Market &amp; competition monitoring• Upper Mass customer relationship management &amp; performancesupervision/management• Ensure that the provision of services to customers is carried out in accordance withthe instructions and terms agreed with the Bank• Collaboration with competent units regarding the development &amp; promotion ofproducts/services• Responsible for managing organizational &amp; operational issues and checking theaccuracy of customer documentation before their transmission to Central Services• Ensuring the efficient implementation and improvement of branch organizational&amp; operation procedures• Formulating &amp; supervising the implementation of branch commercial &amp;operational objectives internal plan, concerning Upper Mass customers• Provide information during the preparation/monitoring/review of the bank'sbranch network budget at a branch level• In addition to the above, any other area of responsibility, duties and competenciesare assigned by the hierarchically superior level, such as daily incoming andoutgoing netting of accounts, settlement of returned checks, overdue Loansmanagement.• Manages relationships with local stakeholders at a branch level.Qualifications:• Bachelor’s degree, preferably in Accounting, Finance, Economics, BusinessAdministration or a related field• Master’s degree in a relevant filed will be considered an asset• Minimum of 5 years’ relevant experience• Professional certification under the joint decision of the Executive Committee ofthe Bank of Greece and the Board of Directors of the Hellenic Capital MarketCommission (either of types: a1, a2, b1, b, c, d) and/or professional accreditationin private insurance intermediation (types A, D) will be considered an asset• Solid knowledge of financial products and services, particularly loans and credit,and awareness of market competition• Strong sales skills and solid understanding of customer behavior and relationshipmanagement• Customer-focused with excellent communication and interpersonal skills• Very good command of English.

Upper Mass Segment Officer

CrediaBank, which was created through the merger of Attica Bank and the formerPancreta Bank, is looking for an Upper Mass Segment Officer to join our dynamicteam.As an Upper Mass Segment Officer, reporting to the Branch Manager, you will manage and coordinate all activities related to servicing individual customers of the Branch, including the sale of deposit, investment, lending, and bancassurance products. You will support branch staff, delivering these services, ensuring smooth execution and compliance to the Bank’s policies and procedures. You will actively promote the branch's commercial objectives by building and maintaining strong client relationships with the Upper Mass Segment and by informing them about new banking products and services. As the first point of contact, you will play a key role in ensuring an exceptional customer service experience. The role requires you to have a customer-focused profile and demonstrate strong commitment to the achievement of the team’s and the Organization’s goals.Responsibilities:• Upper Mass clientele development &amp; promotion of existing &amp; new retail bankingproducts &amp; services• Market &amp; competition monitoring• Upper Mass customer relationship management &amp; performance supervision/management• Ensure that the provision of services to customers is carried out in accordance withthe instructions and terms agreed with the Bank• Collaboration with competent units regarding the development &amp; promotion ofproducts/services• Responsible for managing organizational &amp; operational issues and checking theaccuracy of customer documentation before their transmission to Central Services• Ensuring the efficient implementation and improvement of branch organizational&amp; operation procedures• Formulating &amp; supervising the implementation of branch commercial &amp;operational objectives internal plan, concerning Upper Mass customers• Provide information during the preparation/monitoring/review of the bank'sbranch network budget at a branch level• In addition to the above, any other area of responsibility, duties and competenciesare assigned by the hierarchically superior level, such as daily incoming andoutgoing netting of accounts, settlement of returned checks, overdue Loansmanagement.• Manages relationships with local stakeholders at a branch level.Qualifications:• Bachelor’s degree, preferably in Accounting, Finance, Economics, BusinessAdministration or a related field• Master’s degree in a relevant filed will be considered an asset• Minimum of 5 years’ relevant experience• Professional certification under the joint decision of the Executive Committee ofthe Bank of Greece and the Board of Directors of the Hellenic Capital MarketCommission (either of types: a1, a2, b1, b, c, d) and/or professional accreditationin private insurance intermediation (types A, D) will be considered an asset• Solid knowledge of financial products and services, particularly loans and credit,and awareness of market competition• Strong sales skills and solid understanding of customer behavior and relationshipmanagement• Customer-focused with excellent communication and interpersonal skills• Very good command of English.

As a Transaction Banking Sales Associate, you are responsible for executing the sales of transaction products. &nbsp;What you will be doing&nbsp;<ul><li>Actively engage, along with Sales Specialists, wholesale clients to promote the Bank’s products and services regarding Payments and Cash Management, Trade Services and Trade Finance.</li><li>Liaise with Wholesale Relationship Managers and Sales Specialists to achieve financial targets with regards to their respective clientele.</li><li>Coordinate with Sales Specialists and Senior Sales Specialists on coverage strategy of clients and its execution.</li><li>Promote the Bank’s products and services through marketing events directly to the clientele, with the guidance of a Sales Specialist / Senior Sales Specialist.</li><li>Assess optimal pricing structure for relevant products and services, in conjunction with relevant Relationship &nbsp;Manager and Sales Specialists.</li><li>Inform internal stakeholders on the products and services.</li><li>Participate in the process of setting sales goals along with &nbsp;Relationship Officers.</li><li>Prepare product presentations for clients and stakeholders.</li></ul>&nbsp;What you need to have&nbsp;&nbsp;<ul><li>A Bachelor’s degree in Business Administration, Finance, Accounting, Economics, or related field.</li><li>A Master’s degree in related field (desirable).</li><li>At least three (3) years of working experience in relevant roles.</li></ul>&nbsp;What we offer&nbsp;It’s all about our people. At Alpha Bank, you will enjoy:&nbsp;<ul><li>A friendly and collaborative working environment that supports taking initiative and action</li><li>A culture that centers around learning and continuous development and encourages everyone to bring their best self to work</li><li>The opportunity to challenge your thinking through your participation in complex tasks and transformation projects</li><li>Being part of a large organization with a leading role in the Greek economy and a strong presence in the community</li><li>Flexible working options</li><li>A competitive salary and benefits</li></ul>&nbsp;

Transaction Banking Sales Associate

Energean is seeking a detail-oriented and proactive Insurance &amp; Claims Officer to join our Group Insurance team at the company’s headquarters in Athens.&nbsp;Reporting to the Head of Insurance &amp; Claims, the successful candidate will play a key role in the administration, coordination, and monitoring of the Group’s insurance portfolio, as well as in supporting the management and handling of claims across Energean’s international operations.&nbsp;This is an excellent opportunity for a motivated professional with experience in insurance, risk, or legal administration to contribute to a dynamic, international energy company.&nbsp;Key Accountabilities&nbsp;<ul><li>Support the business in meeting its operational and strategic objectives through the effective administration of insurance programs.</li><li>Maintain and update the Group’s insurance registry, ensuring accurate records of all policies, expiration dates, premiums, and coverage details.</li><li>Liaise with insurance specialists across the Group’s operating countries to gather and consolidate information on local insurance covers.</li><li>Collaborate with internal stakeholders (Project Teams, HR, Finance, and others) to collect relevant data on people, projects, and assets required for insurance placement.</li><li>Facilitate coordination with external brokers, underwriters, and insurers during policy placement and renewal processes.</li><li>Support the claims management process, gathering documentation and liaising with relevant departments to ensure timely and complete claim submissions.</li><li>Assist with insurance-related reporting and provide information to internal departments as required (e.g., Finance, Audit, and Risk).</li><li>Manage the filing and archiving of all insurance and claims documentation, ensuring easy retrieval and full compliance with company policies.</li><li>Process insurance-related invoices and monitor payments in coordination with the Finance team.</li><li>Follow and promote compliance with all internal company procedures, policies, and ethical standards.</li></ul>&nbsp;Qualifications and Experience&nbsp;<ul><li>Bachelor’s degree in business administration, finance, law, or a related field.</li><li>3–5 years of professional experience in insurance, claims, risk management, or para-legal support, preferably within the energy, shipping, or industrial sector.</li><li>Strong understanding of insurance principles and claims handling processes.</li><li>Excellent command of English and Greek (both written and spoken).</li><li>Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint, Outlook).</li></ul>&nbsp;&nbsp;Skills&nbsp;<ul><li>Strong attention to detail and accuracy.</li><li>Excellent organizational, prioritization, and time management skills.</li><li>High level of discretion and ability to handle confidential information.</li><li>Strong interpersonal and communication skills, with the ability to work effectively across departments and cultures.</li><li>Proactive mindset with problem-solving attitude.</li><li>Commitment to continuous learning and professional development.</li><li>Team player, adaptable, and able to work independently under minimal supervision.</li></ul>&nbsp;Rewards:We offer a competitive benefits package including medical coverage, pension plan, life insurance, opportunities for continuous training, and career development pathways.&nbsp;&nbsp;&nbsp;

Insurance & Claims Officer

As a Trade Receivables Administration Associate, you will support activities related to trade receivables by assisting in the administration, reconciliation, and recording of assigned receivables, as well as the handling of debtor payments. Your role is key to ensuring accuracy, compliance, and the smooth day-to-day operation of the Company’s factoring activities.&nbsp;What you will be doing&nbsp;<ul><li>Assist in the receiving, reconciling, and recording of trade receivables, including invoices, credit notes, and other assigned receivables subject to the factoring agreement.</li><li>Support the reassignment and adjustment of trade receivables, ensuring compliance with contractual and financial guidelines.</li><li>Process and reconcile debtor securities used for trade claim payments, ensuring alignment with payment terms.</li><li>Handle the receipt, validation, recording, and distribution of payments from debtors, ensuring proper documentation and timely allocation.</li><li>Update and maintain demographic data and terms of engagement for new customers, debtors, and other partners.</li><li>Review customer accounts for overdue balances and outstanding receivables and contribute to the implementation of strategies to address delinquencies.</li></ul>&nbsp;What you need to have&nbsp;<ul><li>A Bachelor’s degree in Finance, Economics, or Business Administration, providing a solid academic foundation for the role.</li><li>Up to three (3) years of professional experience in factoring, with exposure to trade receivables administration.</li><li>Good knowledge of factoring services, supporting the accurate handling of assigned receivables.</li><li>Experience in accounting and reconciliation, ensuring accuracy of balances and financial records.</li><li>Strong communication and collaboration skills, enabling effective interaction with internal teams and stakeholders.</li><li>A results-oriented and detail-focused approach, supported by effective time management.</li></ul>&nbsp;What we offerIt’s all about our people. At Alpha Bank Group, you will enjoy:&nbsp;• A friendly and collaborative working environment that supports taking initiative and action.• A culture that centers around learning and continuous development and encourages everyone to bring their best self to work.• The opportunity to challenge your thinking through your participation in complex tasks and transformation projects.• Being part of a large organization with a leading role in the Greek economy and a strong presence in the community.• A competitive salary and benefits.

Trade Receivables Administration Associate

We are currently looking for a Regional Head of Asset Rotation to join our&nbsp;M RESET business unit.The Asset Rotation Manager is responsible for executing the company’s asset rotation strategy across a global portfolio of renewable energy projects. The role focuses on maximizing value through the timely divestment, partial sale, or partnership of renewable assets, while ensuring alignment with the company’s capital recycling strategy and long-term growth objectives. Operating within a hub-and-spoke asset rotation model, the Asset Rotation Manager coordinates closely with regional teams, finance, legal, development, EPC, and M&amp;A functions to originate, structure, and execute transactions with institutional investors, infrastructure funds, utilities, and strategic partners. The role plays a critical part in shortening the asset holding period between project acquisition, development, construction, and monetization, thereby supporting capital recycling and portfolio expansion.&nbsp;Your role will encompass:<ul><li>Support the implementation of the company’s global asset rotation strategy across renewable energy assets</li><li>Identify assets suitable for divestment, joint ventures, or co-investment structures</li><li>Contribute to portfolio optimization through analysis of valuation, timing, and market conditions</li><li>Coordinate with regional teams to integrate asset rotation into project lifecycle management</li><li>Develop relationships with institutional investors, infrastructure funds, utilities, and strategic partners</li><li>Expand the company’s investor network and identify potential buyers and partners for renewable asset transactions</li><li>Support investor presentations, roadshows, and market outreach activities</li><li>Lead or support end-to-end transaction processes, including preparation, investor engagement, data room management, due diligence, bid evaluation, negotiation, and closing</li><li>Coordinate with legal, finance, tax, and technical teams to ensure efficient deal execution and compliance with internal governance procedures</li><li>Prepare and review financial models, valuation analyses, and transaction documentation for renewable assets</li><li>Assess project economics, market comparables, and investor return requirements</li><li>Act as the key interface between regional teams and the central Asset Rotation function</li><li>Collaborate closely with Development, EPC, Asset Management, Finance, and Legal teams to align project milestones with transaction timelines</li><li>Support the standardization and continuous improvement of asset rotation processes, templates, and transaction efficiency</li><li>Ensure adherence to company policies related to risk management, governance, and compliance</li></ul>What you bring to the role: <ul><li>Bachelor’s or Master’s degree in Finance, Economics, Engineering, Business Administration, or related field (MBA or postgraduate qualification is a plus)</li><li>6–10 years of experience in renewable energy investments, infrastructure M&amp;A, project finance, asset management, energy advisory, or investment banking</li><li>Strong experience in renewable energy transactions, ideally across solar, wind, and storage projects</li><li>Exposure to cross-border transactions and international markets</li><li>Strong financial modeling, valuation, and project economics knowledge</li><li>Experience managing complex, multi-stakeholder transactions</li><li>Excellent communication, negotiation, and stakeholder management skills</li><li>Strategic, analytical, and hands-on approach with the ability to operate autonomously in a fast-paced international environment</li><li>Entrepreneurial mindset with strong sense of ownership and accountability</li></ul>Share the same Value Based Behaviors:   <ul><li>People &amp; Personal growth   </li><li>Results orientation &amp; Safety excellence   </li><li>Collaboration &amp; Trust   </li><li>Empathy &amp; Effective communication   </li><li>Flexibility &amp; Adaptability  </li></ul>Your Benefits:   <ul><li>Competitive remuneration package</li><li>Ticket Restaurant Card</li><li>Group Health Insurance Plan</li><li>Preferential household electricity plan</li><li>Pension Plan</li></ul>

Regional Head of Asset Rotation

As a Client Relations Associate, you will contribute to the accurate and timely delivery of services to clients, supporting the administration of client portfolios and assisting with the resolution of service-related issues. Your role is essential in ensuring high-quality client servicing, data integrity, and compliance with internal procedures.&nbsp;What you will be doing&nbsp;<ul><li>Apply internal procedures for managing assigned client portfolios</li><li>Ensure the accurate and timely delivery of client services in line with service standards</li><li>Gather and process client-related data to support portfolio management activities</li><li>Prepare standard documents and reports in support of client proposals and servicing</li><li>Communicate with internal teams to follow up on client requests and assist in resolving operational issues</li><li>Track and manage internal deadlines to ensure timely completion of assigned tasks</li><li>Monitor client balances and prepare recommendations for debt adjustments as needed</li><li>Evaluate client portfolios quarterly and prepare proposals for potential impairments</li></ul>&nbsp;What you need to have&nbsp;<ul><li>A Bachelor’s degree in Finance, Economics, or Business Administration</li><li>A Master’s degree in Finance, Business, or a related field (preferred)</li><li>Up to three (3) years of working experience in factoring or financial client servicing</li><li>Knowledge of credit assessment, factoring services, and credit risk analysis</li><li>Strong client relationship and stakeholder management skills</li><li>Sound financial analysis and decision-making capabilities</li><li>Excellent communication and presentation skills in both Greek and English</li><li>High attention to detail, accountability, and a client-oriented mindset</li></ul>&nbsp;What we offerIt’s all about our people. At Alpha Bank Group, you will enjoy:&nbsp;• A friendly and collaborative working environment that supports taking initiative and action.• A culture that centers around learning and continuous development and encourages everyone to bring their best self to work.• The opportunity to challenge your thinking through your participation in complex tasks and transformation projects.• Being part of a large organization with a leading role in the Greek economy and a strong presence in the community.• A competitive salary and benefits.

Client Relations Associate (on behalf of ABC Factors S.A.)

As a Mass Segment Officer, reporting to the Branch Manager, you will manage and all activities related to servicing individual customers of the Branch, including the sale of deposit, investment, lending, and bancassurance products. You will support branch staff, delivering these services, ensuring smooth execution andcompliance to the Bank’s policies and procedures. You will actively promote the branch's commercial objectives by building and maintaining strong client relationships and informing them about new banking products and services. As the first point of contact, you will play a key role in ensuring an exceptional customer service experience.The role requires you to have a customer-focused profile and demonstrate strong commitment to the achievement of the team’s and the Organization’s goals.Responsibilities:• Greet customers upon entering the branch, identify their needs and manage service flow to the appropriate Relationship Manager• Assist customers with digital banking transactions, handle routine requests and escalate to Relationship Managers when needed• Actively develop the customer base and promote retail banking products and services• Monitor the market and competition and liaise with relevant departments on product and service development.• Maintain relationships with local stakeholders• Execute daily operations (clearing, returned check, manage safe deposit boxes and overdue loans)• Support the Cashier in reconciling the cash register and ATM and perform financial transactions• Manage branch organizational and operational matters, ensuring proper documentation and customer approval, before submission to Central Services; promote effective implementation and improvement of branch procedures• Participate in the formulation and oversight of the branch’s internal Commercial and operational objectives plan• Contribute to branch budgeting process• Input credit applications, collect necessary documentation and forward to the related credit department• Perform any additional duties assigned by management.Qualifications:• Bachelor’s degree, preferably in Accounting, Finance, Economics, Business Administration or a related field• Master’s degree in a relevant filed will be considered an asset• Minimum of 3 years’ relevant experience• Professional certification under the joint decision of the Executive Committee of the Bank of Greece and the Board of Directors of the Hellenic Capital Market Commission (either of types: a1, a2, b1, b, c, d) and/or professional accreditation in private insurance intermediation (types A, D) will be considered an asset• Solid knowledge of financial products and services, particularly loans and credit, and awareness of market competition• Strong sales skills and solid understanding of customer behavior and relationship management• Customer-focused with excellent communication and interpersonal skills• Very good command of English.

Mass Segment Officer

The Retail Product &amp; Services Manager is a senior leadership role responsible for defining and delivering Vodafone’s retail proposition across devices, accessories, and technology-related services. The role leads a large, multidisciplinary team (20+ FTEs) and owns the end-to-end commercial performance of retail products and services. It plays a critical role in positioning Vodafone as a destination for technology, ensuring strong execution across retail channels and a compelling, differentiated customer experience. This is a high-impact role combining team leadership, commercial ownership, retail marketing, and operational control, with direct influence on revenue, margin, and in-store performance.Key Accountabilities:• &nbsp; &nbsp;Lead and develop a high performing team of 20+ professionals, setting clear objectives, ways of working, and accountability while driving a performance &nbsp;and results oriented culture.&nbsp; • &nbsp; &nbsp;Define and execute the retail products and services strategy, positioning Vodafone as a technology destination through a differentiated portfolio across devices, accessories, and value added services, informed by customer insights and market trends.&nbsp; • &nbsp; &nbsp;Own full commercial performance and P&amp;L, including pricing, promotions, commercial policies, revenue growth, margin optimization, cost efficiency, and performance reviews with corrective actions.&nbsp; • &nbsp; &nbsp;Drive retail marketing and customer experience excellence, owning end to end execution across physical and digital touchpoints, in store experience, merchandising, and targeted campaigns to maximize traffic, conversion, and upsell.&nbsp; • &nbsp; &nbsp;Lead services development, purchasing, and cross functional alignment, scaling technology related services (financing, insurance, trade in), ensuring seamless supply, optimal stock and logistics, and strong collaboration with senior stakeholders across Retail, Digital, Finance, Supply Chain, CRM, and Marketing.Who you are• &nbsp; &nbsp;8-12+ years of experience in retail, commercial, product, or marketing roles with proven experience leading large teams (15–20+ people), including managers. • &nbsp; &nbsp;Strong track record of P&amp;L ownership and delivering commercial results. • &nbsp; &nbsp;Deep understanding of retail business dynamics (products, merchandising, sell-out drivers) combined with solid understanding of purchasing, supply chain, and stock management principles. • &nbsp; &nbsp;Experience in consumer electronics, telco, or technology-driven environments is highly desirable • &nbsp; &nbsp;Strong leadership, communication, and stakeholder management skills. • &nbsp; &nbsp;Strategic thinking combined with hands-on execution capability, high level of ownership, accountability, and results orientation.Not a perfect fit?Worried that you don’t meet all the desired criteria exactly? At Vodafone we are passionate about empowering people and creating a workplace where everyone can thrive, whatever their personal or professional background. If you’re excited about this role but your experience doesn’t align exactly with every part of the job description, we encourage you to still apply as you may be the right candidate for this role or another opportunity.What's in it for you<ul><li>Award-winning work environment -certified #1 Top Employer in Greece&nbsp;</li><li>Competitive pay, bonus &amp; remuneration package&nbsp;</li><li>Private Health &amp; Medical Insurance &nbsp;</li><li>Hybrid way of working: a blend of remote and office-based working, including the option to work from abroad&nbsp;</li><li>Unlimited connectivity with our mobile, landline and Vodafone TV services – Experience first what our customers love&nbsp;</li><li>Unlimited access to learning resources and trainings&nbsp;</li><li>Vodafone Parental Leave: 16 weeks of fully paid parental leave to all employees regardless of gender, sexual orientation or length of service &nbsp;</li><li>Remote work equipment to help you create a comfortable, ergonomic workspace at home &nbsp;</li><li>Spirit of Vodafone days: dedicated time to pause, develop new skills and connect with our teams, values and services&nbsp;</li><li>Extra days off: Vodafone Day, Family Day, Volunteering Day &nbsp;</li><li>Office amenities (subject to the office location): such as restaurant, beauty corner, gym and parking&nbsp;</li><li>Special employee offers and discounts&nbsp;</li></ul>

Retail Product & Services Manager

We are searching for a Senior Delivery Manager to lead pre-sales and oversee the delivery of intricate, large-scale programs within the energy sector.This role is focused on driving modernization and digital transformation by implementing both commercial and enterprise software solutions. The ideal candidate will have substantial experience in delivery management, a history of managing multi-stream projects, and the ability to thrive in multi-vendor environments. The preferred location for this position is Athens or nearby areas.Responsibilities<ul><li>Supervise all phases of program delivery, ensuring alignment with strategic objectives, timelines, and financial targets</li><li>Direct pre-sales activities, including solution design, cost estimation, and direct client interaction</li><li>Cultivate and maintain strong relationships with stakeholders at all levels, including executive leadership, to ensure clear communication and alignment</li><li>Manage delivery governance, risk assessment, and escalation processes across multiple programs</li><li>Collaborate with third-party vendors to ensure seamless integration of external solutions</li><li>Lead digital transformation and modernization initiatives within the energy sector</li><li>Maintain high standards for project execution, monitor key performance indicators, and promote continuous improvement</li><li>Mentor and guide delivery teams, fostering a culture of accountability and excellence</li><li>Oversee financial aspects of programs, including budgeting, forecasting, and profit and loss management</li></ul>Requirements<ul><li>At least 10 years of progressive IT experience, with a minimum of 5 years in a senior delivery, program, or architecture leadership role</li><li>Participation in at least 8 major projects or experience launching 2 or more products or significant product features to market</li><li>Demonstrated ability to deliver large-scale, enterprise programs with multiple workstreams, teams of 40+ FTEs, and multi-year timelines</li><li>Proven leadership in complex programs within the energy sector, including Oil &amp; Gas, Renewable Energy, or Utilities</li><li>Strong background in pre-sales activities, including RFP/RFI management, solution development, estimation, and client presentations</li><li>Experience managing large, multi-vendor project environments</li><li>In-depth knowledge of project management methodologies such as PMI, PRINCE2, and Agile frameworks</li><li>Advanced stakeholder management skills, especially with executive-level engagement</li><li>Educational background in mechanical, electrical, or industrial engineering is highly valued</li><li>Fluency in Greek at B2+ level</li><li>Excellent written and spoken English at C1 business level, with strong presentation skills</li></ul>Nice to have<ul><li>Certifications in product management or delivery management</li></ul>We offer/Benefits<ul><li>International projects with top brands</li><li>Work with global teams of highly skilled, diverse peers</li><li>Healthcare benefits</li><li>Employee financial programs</li><li>Paid time off and sick leave</li><li>Upskilling, reskilling and certification courses</li><li>Unlimited access to the LinkedIn Learning library and 22,000+ courses</li><li>Global career opportunities</li><li>Volunteer and community involvement opportunities</li><li>EPAM Employee Groups</li><li>Award-winning culture recognized by Glassdoor, Newsweek and LinkedIn</li></ul>

Senior Delivery Manager

The Property, Network &amp; Maintenance Specialist is responsible for the efficient, compliant, and cost-effective management of Pandora’s store portfolio, including both Owned &amp; Operated (O&amp;O) stores and the Wholesale (WHL) network. The role covers lease management, new store openings, maintenance, suppliers, and daily store operations.The Specialist collaborates with the Country Manager and P&amp;N Manager to strengthen Pandora’s market position, build key relationships, identify business opportunities, and ensure local compliance. They also supervise construction and refurbishment projects, managing contractors, timelines, budgets, and quality standards.Main Responsibilities include :<ul><li>Support Country Manager and P&amp;N Manager in identifying suitable retail and WHL locations, trade/shopping/urban centers, store types, and ideal partners.</li><li>Explore market shifts and strategies to generate new sales opportunities.</li><li>Support negotiation of new business deals for O&amp;O and WHL stores.</li><li>Map potential WHL or franchise partners, assess business potential, and support contract negotiations.</li><li>Maintain relationships with real estate developers, landlords, and service providers.</li><li>Support preparation of investment profiles and ensure alignment with budgets and forecasts.</li><li>Coordinate operational setup for new or renovated stores, including inventory, POS materials, and store fit-out.</li><li>Align delivery schedules and installation timelines.</li><li>Verify store readiness for opening.</li><li>Collaborate with Visual, Area Managers, Retail Operations, and Property teams.</li><li>Update Opal and Property Tool databases for new openings.</li><li>Liaise with legal, accounting, and external parties for lease agreements and new accounts setup.</li><li>Set up and test engraving machines; manage software updates.</li><li>Create spending plans and direct debit mandates.</li><li>Monitor lease compliance and store standards.</li><li>Manage leases, renewals, and contract updates.</li><li>Coordinate maintenance, repairs, and improvement initiatives.</li><li>Supervise construction and refurbishment projects, select and manage contractors, monitor progress, and ensure quality, timelines, and budgets.</li><li>Ensure proper documentation and compliance with regulations and internal processes.</li><li>Act as main contact for landlords, property managers, and service providers.</li><li>Support Sales, Visual, and Operations teams with store needs.</li><li>Conduct internal audits for safety, accessibility, certifications, and permits.</li><li>Maintain reporting and financial tracking for operational decision-making.</li><li>Manage orders for equipment, tools, and defective accessories.</li><li>Manage and monitor store service providers: cleaning, HVAC, plumbing, waste disposal, security, surveillance, POS systems.</li><li>Activate and manage utility contracts: electricity, water, internet.</li><li>Ensure service quality and verify invoices.</li><li>Monitor rental payments and common expenses.</li><li>Review, renegotiate, and renew core maintenance contracts.</li><li>Manage payment flows for vendors, including real estate invoicing.</li><li>Resolve store maintenance issues with vendors.</li><li>Manage and update O&amp;O and franchising agreements and related documentation.</li><li>Monitor store status and report to Finance, Retail, and Property teams.</li><li>Track contractual deadlines and notify relevant offices.</li><li>Update geomarketing and furniture forecasts for store openings/upgrades.</li><li>Ensure compliance for new and existing stores, including:&nbsp;Public security licenses,&nbsp;New activity declarations,&nbsp;Video surveillance,&nbsp;Health, safety, and regulatory compliance</li></ul>Requirements include:&nbsp;<ul><li>3+ years in the retail field in similar role within Sales, Leasing or Legal functions</li><li>Experience in supplier management, contract negotiation, and operational efficiency.</li><li>Strong retail knowledge and understanding of store standards.</li><li>Analytical and financial skills to support business decisions.</li><li>Cross-functional coordination experience.</li><li>Supervision of construction and refurbishment projects, ensuring quality, timelines, and budget compliance.</li><li>Proficiency in MS Office, reporting tools, and data management systems.</li><li>Knowledge of compliance processes and local regulations.</li><li>Willingness to travel up to 50% of the time.</li><li>Strong interpersonal, communication, and negotiation skills.</li><li>Customer focus and high-quality standards.</li><li>Initiative, problem-solving, and decision-making.</li><li>Strong organizational and multitasking skills; ability to prioritize in a fast-paced environment.</li><li>Stakeholder management, business partnering, and influence in matrix organizations.</li><li>Calm, flexible, and able to handle pressure.</li><li>Very good knowlegde of Greek &amp; English Languages ( Written &amp; Verbal)&nbsp;</li></ul>

Specialist, Property, Maintenance & Network

Our Deals Services team is a leading provider of Corporate Finance, M&amp;A advisory, and Capital Raising services in Greece. We support high-profile transactions across a wide range of industries, delivering strategic advice and hands-on execution at every stage of the deal process. Our experienced professionals work with a diverse client base — including large Greek and multinational corporations, SMEs, private equity funds, banks, and institutional investors — helping them unlock value and achieve their strategic objectives. The role in more detail:As a Valuations Senior / Supervisor Advisor, you will have the opportunity to lead and engage in challenging projects, providing financial advisory services for M&amp;A transactions and valuation services for reporting, compliance and other advisory purposes. Collaborating with a diverse team of experts, you will offer critical insights and support to clients across various industries. This is an excellent opportunity for an experienced finance professional to further develop their expertise in a dynamic and fast-paced environment.As part of the Deals – Valuations team, your role will involve leading the development of sophisticated financial models, utilizing various valuation techniques, and reviewing junior team members. You will gain exposure to a comprehensive suite of valuation services, participating in valuation engagements for M&amp;As, intangible assets, and other financial assets, as well as in financial model compilation and review. Additionally, you will have the chance to enhance your skills through continuous learning and professional development, positioning yourself for growth and advancement in your career.🏆 Grant Thornton Greece Deal’s Valuations is one of six Grant Thornton firms globally to host the Center of Excellence, offering a unique framework for delivering an entire suite of valuation services.&nbsp; The key responsibilities of this role include:<ul><li>Leading the design and review of complex 3-statement financial models.</li><li>Overseeing the application of valuation methodologies such as Discounted Cash Flows (DCF), Comparable Companies’ Multiples, and Comparable Transactions, ensuring methodological accuracy and consistency.</li><li>Managing industry and market research efforts to assess business viability, support strategic assessments, and validate assumptions.</li><li>Overseeing the preparation of reports and client presentations, ensuring quality, consistency, and clarity.</li><li>Guiding and supporting junior team members in their day-to-day work, providing feedback and promoting their technical development.</li><li>Participating in client meetings and discussions, contributing to the delivery of actionable recommendations.</li></ul> The key requirements of this role are:<ul><li>Bachelor’s degree in Accounting &amp; Finance, Banking, Business Administration, or Economics with an excellent academic record.</li><li>Master’s degree or relevant professional qualifications (CFA Certification) in any of the above-mentioned disciplines will be considered a strong asset.</li><li>Familiarity and a solid understanding of advanced accounting concepts and valuation techniques.</li><li>Experience using CapitalIQ and Bloomberg databases will be highly regarded.</li><li>Advanced Excel and PowerPoint skills.</li><li>A genuine passion for finance.</li><li>Problem-solving, analytical, presentation, and report-writing skills.</li><li>Minimum of 3 years (Senior) to 5 years (Supervisor) of relevant professional experience, preferably in valuations/financial modelling within an audit/consulting firm.</li><li>Fluency in Greek and English, both orally and verbally.</li><li>Military obligations fulfilled (if applicable).</li></ul><ul><li></li></ul> What’s in it for You?At Grant Thornton Greece, we believe that great work deserves great rewards! Here’s what you can look forward to:🌈 Diverse and inclusive workplace🏋️‍♂️ Friendly, Dynamic Working environment💰 Competitive Salary &amp; Bonus🩺 Insurance Program for all GT members👩‍🏫 Fully funded Training &amp; Professional Qualifications🏖 Extra Days-off: August Freedays, Volunteering Days, Early leave days🏃🏽‍♂️ Corporate Sports Teams (e.g., Running, Basketball, Volleyball)🎁 Exclusive Discounts: Special offers and discounts for employees🚗 Company Car (depending on job level)

Senior/ Supervisor in Valuations | Deals Services

As a SAP FI Consultant, you will participate in SAP Finance (FI) implementation, customization, and support projects, working closely with business stakeholders and technical teams to deliver high-quality SAP solutions.The role combines functional SAP FI expertise with technical understanding, requiring experience in financial processes, SAP configurations, and collaboration within enterprise environments. The key responsibilities of this role will include:<ul><li>Participate in SAP FI implementation, rollout, and support projects</li><li>Analyze business and financial requirements and translate them into SAP FI solutions</li><li>Configure and customize SAP FI modules based on business needs</li><li>Collaborate with Finance teams and business stakeholders to improve processes</li><li>Support system integrations, testing activities, and UAT sessions</li><li>Troubleshoot and resolve SAP FI-related issues</li><li>Work closely with technical teams for developments and enhancements</li><li>Participate in data migration and process optimization initiatives</li><li>Prepare functional and technical documentation where required</li><li>Ensure high-quality delivery aligned with project timelines and standards</li></ul>To be successful at this role you need the following (hard and soft skills):<ul><li>Bachelor’s degree in Computer Science, Information Technology, or related field</li><li>3+ years of experience as an SAP FI Consultant</li><li>Strong hands-on experience with SAP FI module configuration and support</li><li>Experience participating in SAP implementation and enhancement projects</li><li>Good understanding of financial and accounting business processes</li><li>Familiarity with SAP S/4HANA environments will be considered a strong asset</li><li>Understanding of ERP integrations and enterprise systems</li><li>Very good command of Greek and English language, both written and verbal Soft Skills:</li></ul><ul><li>Strong analytical and problem-solving skills</li><li>Excellent communication and stakeholder management abilities</li><li>Team-oriented and collaborative mindset</li><li>Ability to prioritize and manage multiple tasks effectively</li><li>Proactive attitude with strong ownership mentality</li><li>Adaptability within dynamic and fast-paced project environments</li></ul>What’s in it for You?At Grant Thornton Greece, we believe that great work deserves great rewards! Here’s what you can look forward to:<ul><li>🌈 Diverse and inclusive workplace</li><li>🏋️‍♂️ Friendly, Dynamic Working environment</li><li>💰 Competitive Salary &amp; Bonus</li><li>🩺 Insurance Program for all GT members</li><li>👩‍🏫 Fully funded Training &amp; Professional Qualifications</li><li>🏖 Extra Days-off: August Freedays, Volunteering Days, Early leave days</li><li>🏃🏽‍♂️ Corporate Sports Teams (e.g., Running, Basketball, Volleyball)</li><li>🎁 Exclusive Discounts: Special offers and discounts for employees</li><li>🚗 Company Car (depending on job level)</li></ul>

SAP FI Consultant

Είστε επαγγελματίας πωλήσεων με εμπειρία στον Ηλεκτρολογικό Εξοπλισμό και τον Επαγγελματικό Φωτισμό και θέλετε να εξελιχθείτε σε μια καταξιωμένη εταιρία με ισχυρή παρουσία στην αγορά; Αναζητούμε Technical Sales Manager – Electrical Equipment &amp; Professional Lighting για την ανάπτυξη τεχνικών λύσεων και έργων φωτισμού/ΗΜ.Αρμοδιότητες<ul><li>Ανάπτυξη και διαχείριση δικτύου B2B σε Ηλεκτρολόγους Μηχανικούς, Μελετητικά Γραφεία,Τεχνικές Εταιρίες, Τεχνικές Υπηρεσίες, Συμβούλους</li><li>Προώθηση λύσεων ηλεκτρολογικού εξοπλισμού και επαγγελματικού φωτισμού σε έργα</li><li>Σύνταξη τεχνικών &amp; οικονομικών προσφορών βάσει προδιαγραφών Η/Μ</li><li>Παρακολούθηση νέων έργων και συνεργασία με μελετητές για ένταξη προϊόντων</li><li>Σταθερή επικοινωνία με πελάτες &amp; συνεργάτες για ανάπτυξη μακροχρόνιων σχέσεων</li><li>Παρακολούθηση τάσεων αγοράς και ανταγωνισμού</li></ul>Εμπειρία &amp; γνώσεις<ul><li>Σπουδές σε Τεχνικό ή Οικονομικό κλάδο (ιδανικά ηλεκτρολογίας/αυτοματισμών)</li><li>Προϋπηρεσία σε B2B πωλήσεις ηλεκτρολογικού εξοπλισμού ή/και φωτισμού, απαραίτητη</li><li>Κατανόηση τεχνικών προδιαγραφών, Η/Μ αρχών &amp; μελετών φωτισμού</li><li>Ικανότητα σύνταξης τεχνικών προσφορών και ανάγνωσης σχεδίων</li><li>Άδεια οδήγησης &amp; δυνατότητα μετακινήσεων</li></ul>Προσωπικά Χαρακτηριστικά<ul><li>Άριστες επικοινωνιακές δεξιότητες και εξωστρέφεια</li><li>Οργανωτικότητα, συνέπεια και ικανότητα διαχείρισης πολλαπλών έργων</li><li>Πνεύμα συνεργασίας και ομαδικότητα</li><li>Ικανότητα εργασίας αυτόνομα και αυτοπαρακίνηση</li><li>Άδεια οδήγησης και δυνατότητα μετακινήσεων</li></ul>Παροχές<ul><li>Ανταγωνιστικός σταθερός μισθός, Bonus</li><li>Αυτοκίνητο, κινητό</li><li>Υβριδικό μοντέλο εργασίας</li><li>Extra παροχές σύμφωνα με το Πρόγραμμα Αμοιβών και Παροχών της εταιρίας</li><li>Άριστο περιβάλλον εργασίας</li><li>Προοπτικές επαγγελματικής εξέλιξης</li></ul>

Technical Sales Manager

The role in more details:<ul><li>Participating in tax due diligence projects and delivering tax advisory support across all phases of the transaction</li><li>Involvement in tax advisory engagements requiring a solid understanding of various tax areas and strong problem-solving skills</li><li>Supervising a small team of tax professionals while ensuring high-quality review processes</li><li>Identifying potential risks/ tax benefits and propose solutions to complex issues</li><li>Acting as a key point of contact for both internal and external stakeholders</li><li>Drafting detailed tax reports and memos following established team practices</li><li>Identifying opportunities for improvement and be resourceful in making them happen</li></ul>To be successful at this role you need the following (hard and soft skills):<ul><li>Bachelor’s Degree in Accounting/ Business Administration/Economics or relevant field</li><li>A professional with strong technical knowledge in various tax areas (especially CIT, TP and VAT) and a solid understanding of tax accounting and IFRS</li><li>6 + years of experience in any audit/ control related field or role (due diligence, statutory / tax audit, tax accounting, etc.) or in consulting projects</li><li>Holding or being a candidate for ACCA, ACA, ADIT and completion of the KOE Long term Taxation Seminar (or of a similar program), will be considered a significant asset</li><li>Ability to work in a team and under tight deadlines&nbsp;</li><li>Excellent&nbsp;English and Greek writing &amp; oral skills&nbsp;and an experienced user of MS Office&nbsp;</li><li>Effective communication and rapport building skills</li><li>Ability to deliver work of highest quality, documented in accordance with our company’s standards</li><li>A customer centric approach to finance and business operations</li><li>An extremely high work ethic</li><li>Motivation for career progression and development</li></ul>What will we offer to you?🏋️‍️Friendly and dynamic working environment💰 Competitive remuneration👩‍🏫 Formal training and Professional Qualifications fully funded (eg. ACCA/CIA/CFA/PMP etc.)👨‍💼 Coaching and counseling from Senior Professionals🏃🏽‍♂️ Corporate Sports Teams (e.g. Running, Basketball, Volleyball)🌈 Diverse and inclusive culture👩‍🦽 Office designed to be accessible for wheelchair users🏝 Extra days off: August Freedays, Volunteering Days🏠 Flexible way of working👨‍👩‍👦 Parental Leave Extra day off🧩 Corporate citizenship initiatives🏢 Office amenities (subject to the office location)🤝 Special employee offers and discounts.💻 Company laptop👩‍⚕️ Insurance Program for all GT members☎Employee Assistance Support 24/7🚗 Company Car📱 Mobile phone

Due Diligence Tax Supervisor/Manager

Binance is a leading global blockchain ecosystem behind the world’s largest cryptocurrency exchange by trading volume and registered users. We are trusted by 300+ million people in 100+ countries for our industry-leading security, user fund transparency, trading engine speed, deep liquidity, and an unmatched portfolio of digital-asset products. Binance offerings range from trading and finance to education, research, payments, institutional services, Web3 features, and more. We leverage the power of digital assets and blockchain to build an inclusive financial ecosystem to advance the freedom of money and improve financial access for people around the world.Responsibilities<ul><li>Identify, build, and scale strategic partnerships with payment service providers, acquirers, and high-volume merchants across priority industries, driving rapid expansion of the regional merchant base and transaction volume.</li><li>Own the full enterprise sales cycle including prospecting, cold outreach, pitching, commercial structuring, contract negotiation, KYB coordination, and cross-functional integration execution to accelerate go-live timelines.</li><li>Develop and manage strong relationships with senior decision-makers within PSPs, acquirers, and large merchants, leveraging regulatory positioning and market credibility to unlock traditional payment infrastructure partnerships.</li><li>Design and execute regional expansion strategies that prioritize high-impact verticals such as gaming, iGaming, trading platforms, e-commerce, OTA, and digital services, while identifying emerging opportunities across underpenetrated sectors.</li><li>Collaborate closely with Product, Integration, Legal, Compliance, and Marketing teams to localize solutions, streamline onboarding processes, and develop joint go-to-market initiatives that drive merchant adoption and GMV growth.</li><li>Analyze merchant performance and partnership data to segment accounts, optimize commercial terms, improve profitability, and maximize long-term ecosystem leverage.</li><li>Continuously monitor competitive landscape, regulatory developments, and market shifts to refine regional strategy and inform global payment distribution expansion.</li><li>Track and deliver against aggressive KPIs including merchant base growth, acquirer onboarding targets, and measurable transaction volume expansion.</li></ul>Requirements<ul><li>6~10 years of experience in payments, fintech, acquiring, or large digital wallet ecosystems with strong knowledge of card networks, settlement flows, risk management, and payment infrastructure.</li><li>Proven enterprise-level business development experience with the ability to engage and negotiate with C-suite stakeholders and manage complex, multi-party partnerships.</li><li>Strong existing network within PSPs, acquirers, payment processors, or financial institutions in the target region.</li><li>Demonstrated ability to operate in regulated environments and navigate compliance and reputational considerations when structuring partnerships.</li><li>Commercially mature, resilient, and execution-driven, with the ability to build momentum in high-growth, expansion-focused environments rather than relying on established infrastructure.</li><li>Strong analytical mindset with the ability to interpret merchant performance data and translate insights into scalable partnership strategies.</li><li>Fluency in English and relevant regional languages is required to be able to coordinate with overseas partners and stakeholders. Additional languages would be an advantage.</li></ul>

Business Partnership Manager - Payment

Bally’s Intralot is looking for a Presales &amp; Bidding Specialist within our Presales &amp; Bidding team. Your role will be to craft high quality, compelling and compliant bid responses that clearly present our Company’s value proposition. You will transform complex technical and business information into structured, persuasive proposals that effectively align with customer requirements and evaluation criteria.Key Responsibilities<ul><li>Involved in the bid preparation process for selected accounts, ensuring responses are well-structured, accurate, and aligned with customer specifications.</li><li>Develop persuasive content for RFPs/ RFIs ensuring compliance with customer requirements and highlighting company’s value proposition with the goal of securing winning bids.</li><li>Support bid managers in coordinating contributions from a variety of functions and teams including sales/account management, marketing, product management, finance, legal and technical teams, as well as subcontractors and other 3rd parties</li><li>Maintain and enhance the proposal content library, by re-writing/ editing proposal responses, re-working on existing content or writing additional content to address new customer needs etc.</li><li>Develop and maintain domain expertise in relevant industry-related fields (i.e. gaming platforms, player account management, infrastructure and telecoms, implementation services, operational services).</li></ul>&nbsp;Job requirements<ul><li>Bachelor’s degree in IT, Computer Engineering, Computer Science, Informatics or related field (Master’s preferred).</li><li>1-3 years of experience in bid writing, proposal development, or technical writing within a presales or bidding environment.</li><li>Familiarity with public procurement processes and compliance frameworks.</li><li>Understanding of hardware &amp; software procurement, system architectures, and IT solutions.</li><li>Strong writing and editing skills, with the ability to structure complex information into clear, persuasive proposals.</li><li>Detail-oriented, organized and able to manage multiple deadlines under pressure.</li><li>Fluency in Greek &amp; English, both written and spoken.&nbsp;Why Join Us:💸 A competitive compensation package combined with additional benefits.💻 Hybrid working model.🏥 Private Insurance for you and your family.🏢 Modern facilities, parking inside, enticing restaurant and corporate bus.📚 An extensive training program upon induction and throughout employment.🚀 Exceptional opportunities to learn and develop in a multinational environment.🌎 Prospects for professional growth both locally and globally.</li></ul>

Pre Sales and Bidding Specialist

This frontline role is critical to delivering a seamless guest experience through accurate billing, secure cash handling, and system efficiency. The ideal candidate will demonstrate strong working knowledge of MICROS POS and exhibit a high level of integrity in all financial transactions.Key Duties and Responsibilities<ul><li>Process guest transactions accurately and efficiently using MICROS POS system, including cash, credit card, voucher, and room charge payments.</li><li>Ensure adequate cash float is maintained at the cashier station; count, balance, and reconcile end-of-day transactions.</li><li>Maintain up-to-date and accurate cashiering documentation, including daily transaction summaries and reconciliation reports.</li><li>Promptly report any discrepancies, overages, or shortages to the Restaurant Manager and Finance Department.</li><li>Coordinate with the Finance team for daily deposit of collections and handover of financial documentation.</li><li>Maintain the cleanliness, organization, and operational readiness of all cashiering equipment, including POS terminal and card readers.</li><li>Assist guests with inquiries related to billing and payment in a professional and courteous manner.</li><li>Comply with all cashiering policies, internal control procedures, and audit standards.</li><li>Support service team during high-volume periods, including guest seating and basic order-taking when required.</li><li>Perform ad hoc cashiering and administrative duties as assigned by the Restaurant Manager or Finance team.</li></ul>Skills, Experience &amp; Educational Requirements&nbsp;<ul><li>High School Certificate or equivalent; Diploma or Degree in Hospitality, Accounting, or Business preferred.</li><li>Minimum 1-2 years of cashiering experience in a hospitality or restaurant environment.</li><li>Proficient in using MICROS POS or similar Point-of-Sale systems.</li><li>Strong numerical and reconciliation skills with a keen attention to detail.</li><li>Proficient in MS Excel and general Microsoft Office applications.</li><li>Excellent communication and customer service skills.</li><li>Ability to work flexible hours, including weekends, holidays, and shift rotations.</li><li>High level of integrity and confidentiality in handling financial transactions.</li></ul>What We Offer<ul><li>A dynamic and collaborative work environment in a world-class luxury resort.</li><li>Career growth opportunities within One&amp;Only Resorts.</li><li>Continuous training and professional development.</li><li>Competitive salary and benefits package.</li><li>Private health insurance.</li><li>Exclusive discounts at partner businesses.</li></ul>

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