individual credit risk assessment specialist

As an Individual Assessment Specialist, you will be responsible for conducting individual assessment and evaluating their creditworthiness.

What you will be doing

• Gather the necessary data and documentation (financial statements, business plans, collateral appraisals etc.), to ensure the validity of the credit analysis assessments of the Bank’s customers with credit facilities

• Check data validity and accuracy for the assessment of the credit portfolios’ Individual Impairment, based on the proposals submitted by the relevant business areas of the Bank and the Group Companies, in accordance with the International Financial Reporting Standards (IFRS) framework

• Draft the proposals to adjust individual provisions for customers that meet the eligibility criteria, as defined in the Bank’s respective impairment policy

• Conduct, on a regular basis, credit risk assessments for individual borrowers, to determine credit risk levels and provide appropriate recommendations

• Draft the methodology for assessing the obligors' ability to repay their credit obligations 

What you need to have

• A bachelor's degree preferably in a major in Finance or any related field

• A master's degree in any related field, would be considered as an asset

• A minimum of four (4) years of experience in relevant role

What we offer

It’s all about our people. At Alpha Bank, you will enjoy:

• A friendly and collaborative working environment that supports taking initiative and action

• A culture that centers around learning and continuous development and encourages everyone to bring their best self to work

• The opportunity to challenge your thinking through your participation in complex tasks and transformation projects

• Being part of a large organization with a leading role in the Greek economy and a strong presence in the community

• Flexible working options

• A competitive salary and benefits