credit approval senior specialist

As a Credit Approval Senior Specialist, you will be responsible for evaluating complex credit requests of the Bank and Group Companies for the Wholesale Banking business areas, based on relevant regulations and for contributing to the decision process. 

What you will be doing

• Evaluate credit requests from the Bank and Group Companies both from domestic and International Wholesale Banking

• Track and evaluate credit requests received from the competent Business areas to its’ completion in the credit evaluation cycle

• Conduct analysis and confirm the credit risk ratings performed by the relevant Business areas for the borrowers under their responsibility, including credit requests that exceed approval limits of the Wholesale Banking Credit Committees of the foreign countries’ subsidiaries

• Assesse the cash flows of prospect borrowers in order to determine their repayment ability

• Draft credit recommendations to the competent Credit Committees by issuing independent credit opinions

• Monitor and assesse existing and new collateral in relation to credit risk rating of the creditor to ensure quality of the credit portfolio under their responsibility

• Formulate reports in cooperation with other business areas of the Bank that will be ultimately addressed to the Supervisory Authorities, the Executive Committee, the Board of Directors, and other relevant bodies (BRC, RMC, etc.)

• Cooperate with Credit Risk Policy and Control, Market Risk,  Operational Risk, and other Risk and Audit business areas (depending the case): for formulation or modification of the rules and procedures for credit management, for modifying the collateral assessment rules, for developing and improving of the rating and collateral management system.

What you need to have

• A bachelor’s degree in Economics Banking, Finance, Business , Mathematics or related quant and risk field

• A Master’s degree in a related field,  would be considered as an asset

• A minimum of seven (7) years of experience in Banking and Financial Industry Institutions with focus on corporate/wholesale portfolios

What we offer

It’s all about our people. At Alpha Bank, you will enjoy:

• A friendly and collaborative working environment that supports taking initiative and action

• A culture that centers around learning and continuous development and encourages everyone to bring their best self to work

• The opportunity to challenge your thinking through your participation in complex tasks and transformation projects

• Being part of a large organization with a leading role in the Greek economy and a strong presence in the community

• Flexible working options

• A competitive salary and benefits