group fcc officer

The Group FCC Officer is responsible for overseeing and managing all aspects of the Anti-Money Laundering (AML) and Sanctions program, ensuring compliance with applicable regulations across all entities. This role requires a seasoned professional with extensive knowledge of the Payment Service Provider (PSP) industry and financial crime compliance (FCC).

Balancing high-level operational execution with strategic coordination, the FCC Officer provides AML-CFT and sanctions regulatory expertise to all three lines of defense (1LOD, 2LOD, and 3LOD) and supports broader business and operational functions.

Day-to-Day Responsibilities

· Advisory & Compliance Support: Provide expert guidance on AML-CFT compliance across all levels of defense and business operations, assisting with day-to-day activities when required.

· Regulatory Monitoring & Analysis: Track FCC regulatory developments, assess their impact, and support implementation across Worldline entities.

· Policy Implementation & Oversight: Ensure compliance with AML-CFT regulations by coordinating activities through regular and ad hoc meetings. Strengthen the FCC framework and ensure consistent group-wide policy enforcement.

· Risk Management & Assessments: Lead AML-CFT risk assessments to identify and mitigate potential financial crime risks associated with the organization’s activities, customers, and services.

· Escalations & Incident Handling: Manage intra-group escalations and regulatory inquiries, ensuring proper documentation and timely communication with the Group CFCCO.

· Audit & Testing: Monitor and test the effectiveness of the FCC program, collaborate with the Group FCC Controller on audits, and address identified findings.

· Reporting & Documentation: Maintain accurate records of AML-CFT activities, preparing reports for senior management and the Board as required.

· Cross-functional Collaboration: Work closely with other members of the Group FCC team on risk management and reporting, ensuring robust governance and oversight.

Who Are We Looking For

· Proven experience in the payment services sector, with a strong understanding of industry regulations.

· Minimum 5+ years of experience in the financial sector, with at least 3+ years in an AML or FCC advisory role (e.g., AML Officer, AML Regulatory Advisor).

· In-depth knowledge of EU AML regulations, sanctions regimes, and global compliance frameworks; expertise in external fraud and financial crime compliance is a plus.

· Experience in regulatory engagement

· Recognized FCC certifications (e.g., ACAMS, ICA, or equivalent).

· Strong ability to operate in a fast-paced environment and influence key stakeholders.

· Experience in people management is an advantage.

· Very Fluent English Speaker. French is a plus. Any other European language is an asset.