senior payments specialist

As a Senior Payments Specialist, you will lead the strategic planning and development of the Bank’s payment solutions, including domestic and cross-border payments, ensuring technological excellence, regulatory compliance, and a seamless customer experience. Acting as a key liaison between technology teams, business stakeholders, and regulatory authorities, you will contribute to the evolution of the Bank’s payment ecosystem.

The ideal candidate combines a strategic mindset with a strong customer focus and the ability to thrive in a dynamic environment while demonstrating commitment to the achievement of both team and organizational goals.

Responsibilities

• Plan and propose the strategic development of payment products, including A2A, fixed, and payment solutions.

• Analyze customer needs to support the development and enhancement of payment products and services.

• Monitor market trends, competitive activity, and emerging opportunities in the payments landscape.

• Track technological developments and changes in the legal and regulatory framework affecting payment services.

• Develop proposals for new payment products and service enhancements.

• Analyze and evaluate the pricing strategy of payment services.

• Monitor the product lifecycle, profitability, and overall performance of payment solutions.

• Plan promotional initiatives aimed at increasing the Bank’s active customer base and achieving key business metrics.

• Participate in the training of branch staff and contribute to the development of educational materials.

• Conduct ad hoc studies and analyses on payment products and customer portfolios.

• Manage relationships with external authorities and organizations, including DIAS, AADE, and other relevant stakeholders.

• Prepare and monitor the annual budget of the unit.

Qualifications

• University degree in Business Administration, Finance, or a related field.

• Postgraduate degree in a relevant discipline will be considered an asset.

• Minimum of 7 years of experience in payment product development or related roles within a banking or financial services environment.

• Excellent knowledge of SEPA Credit Transfers, Direct Debits, SWIFT MT & MX messaging, ISO 20022, and Open Banking APIs.

• Strong understanding of IPS, AML/KYC, GDPR, and their impact on payment products and services.

• Very good command of English, both written and spoken.

• Very good computer skills, with strong proficiency in Microsoft Office applications.

• Leadership and coaching skills with the ability to motivate and develop teams.

• Results-oriented with strong analytical and problem-solving capabilities.

• Excellent communication and stakeholder management skills.

• Effective crisis management skills and the ability to resolve complex issues.

• Strong planning, organization, and time management skills.

• Flexibility, adaptability, and the ability to manage change in a fast-evolving environment.

Apply via email to: recruitment@crediabank.com