capital management & risk strategy executive

CrediaBank is seeking a Capital Management & Risk Strategy Executive, focused on capital adequacy calculation and management, as well as active involvement in the development of the Group Risk and Capital Strategy, with particular emphasis on CrediaBank Group’s international activities. The ideal candidate should possess expertise in Regulatory Capital Management as well as knowledge in qualitative and quantitative analyses, alongside strong analytical and critical thinking and a result oriented mindset.

Responsibilities

• Support the implementation of the Group Risk and Capital Strategy and its integration into the overall risk governance framework

• Support the implementation and ongoing application of the capital adequacy management framework, including the calculation of regulatory capital ratios, Risk-Weighted Assets (RWA) and the full assessment of capital adequacy in line with CRR/CRD requirements, ensuring accuracy and data quality

• Support the design, implementation and regular update of economic and internal capital models

• Perform qualitative and quantitative analyses, including comparative assessments and documentation of trends and results

• Support the incorporation of securitization-related (Significant Risk Transfer (SRT) and/or Simple, Transparent and Standardized (STS) criteria) regulatory requirements, focusing on documentation, eligibility, monitoring and reporting

• Support the preparation of annual regulatory and strategic reports (ICAAP, Recovery Plan, Pillar 3) and scheduled or ad-hoc stress testing exercises, in line with regulatory requirements and guidance

• Monitor regulatory developments and support updates to internal systems and calculation methodologies

• Support the management of internal and external audit findings, ensuring timely remediation and compliance

• Documenting business requirements for implementation by technical teams, ensuring alignment between business needs and technology solutions

• Participating in User Acceptance Testing (UAT) of new implementations, assessing functionality and compliance

• Support the preparation of regulatory and internal reports, ensuring full regulatory and internal compliance.

Qualifications

• University degree, preferably in Economics, Finance or STEM disciplines

• Master’s degree in economics, STEM or Technology-related fields will be considered an asset

• Recognized professional certification relevant to the role (CFA / FRM / PRMIA) will be considered an additional asset

• Excellent command of the English language, both written and spoken

• Excellent knowledge of MS Excel Office

• Knowledge of SQL, Power BI and/or other Business Intelligence tools will be considered an asset

• Sound knowledge of the Regulatory Framework and Risk Management Framework

• Knowledge of Financial Modelling and understanding of ER Models will be considered an additional asset

• At least 7 years of professional experience, including a minimum of 3 years in a similar role

• Strong analytical mindset with keen attention to detail and commitment to regulatory compliance

• Critical thinking and problem-solving skills

• Ability to synthesize complex information and propose holistic, result-oriented solutions

• Excellent communication and collaboration abilities.

• Strong team-oriented approach and ability to collaborate effectively with diverse stakeholders

• Flexibility, adaptability and capability to manage change

• Commitment to continuous learning and professional development.