sbls credit specialist

As an SBL Credit Specialist in the Retail Credit Business Area you will be responsible for collecting, analyzing, and assessing financial data and business/investment plans of Small Business Customers, to submit well-structured and documented proposals to the competent Credit Committee.

What you will be doing

• Receive and analyze Small Business Lending applications in adherence to the Bank’s Retail Credit Policy, and according to the level of their approval authority.
• Perform analysis of financial data of Small Business companies as well as their respective markets, assess Securities-Based companies’ financial statements, investment plans, their creditworthiness, and collaterals legal and technical inspection.
• Cooperate with Branch Network to conclude on a lending proposition that best meets both customers’ needs and the Bank’s risk appetite.
• Ensure proper and timely assessment of lending applications to achieve agreed personal targets regarding productivity and operational effectiveness.
• Participate in projects that involve the Retail Credit business area.
• Demonstrate commitment to achievement of the Retail Credit Business Area’s goals.
• Ensure compliance with internal policies, procedures, and regulatory guidelines.

What you need to have

• A Bachelor’s degree in Business Administration, Accounting, Finance or any other related field.
• At least five (5) years of relevant working experience in Banking, Finance or Consulting, with a focus on financial analysis.
• Proficiency in the use of MS Office (Word, Excel, PowerPoint).
• Excellent command of the English and Greek language (both written and spoken).
• Attention to detail.
• Solid time-management skills.
• Methodical with analytical and critical thinking.
• Able to observe confidentiality standards.
• Excellent stakeholder management skills.

What we offer

It’s all about our people. At Alpha Bank, you will enjoy:

• A friendly and collaborative working environment that supports taking initiative and action.
• A culture that centers around learning and continuous development and encourages everyone to bring their best self to work.
• The opportunity to challenge your thinking through your participation in complex tasks and transformation projects.
• Being part of a large organization with a leading role in the Greek economy and a strong presence in the community.
• Flexible working options.
• A competitive salary and benefits.

All applications will be acknowledged and treated in utmost confidence.