credit approval specialist
Jul 28, 2026 · Alpha Bank
What you'll do
- Review and analyze credit requests ensuring completeness and compliance with bank policies
- Verify the accuracy and completeness of documentation accompanying credit requests
- Assess the credit risk associated with borrowers and credit requests
- Conduct cash flow analysis to determine borrowers' repayment ability
- Collaborate in preparing credit recommendations for Credit Committees
- Monitor and evaluate the quality and adequacy of collateral for credit exposures
- Prepare various reports related to credit evaluations for supervisory and executive bodies
- Collaborate with risk and audit departments to improve credit management rules, procedures, and systems
- Contribute to modifying and developing collateral assessment rules and systems
Key requirements
- 5+ years' experience
- credit request analysis and documentation verification
- credit risk assessment and collateral evaluation
- cash flow analysis and financial analysis
- report preparation for supervisory and executive bodies
- compliance with banking policies and credit management rules
- collaboration with risk departments
- Economics Banking Finance Business Mathematics Related Quantitative Field / Risk Field Relatedpreferred
Benefits
- Friendly and collaborative work environment, culture of learning and development, participation in complex projects, part of a leading organization, flexible working options, competitive salary and benefits.
About the job
As a Credit Approval Specialist, you will be responsible for evaluating credit requests of the Bank and Group Companies for the Wholesale Banking business areas, based on relevant regulations and for contributing to the decision process.
What you will be doing
Review and analyze credit requests received from the Bank and group companies, ensuring that they are complete and compliant with the Bank's policies and procedures.
Verify the accuracy and completeness of the documentation accompanying credit requests, making sure that all required information is provided.
Assess the credit risk associated with borrowers and credit requests. This may involve confirming or recalculating credit risk ratings and evaluating creditworthiness.
Conduct cash flow analysis for prospective borrowers to determine their ability to repay loans. This includes assessing the financial health and stability of the borrower.
Collaborate with Credit Approval Senior Specialist to prepare credit recommendations, regarding Proposals submitted by the business areas to the Bank’s Credit Committees.
Participate in monitoring and evaluating the quality of collateral associated with credit exposures. Ensure that collateral remains adequate and in compliance with risk policies.
Contribute to the preparation of various reports related to credit evaluations. These reports may be directed to Supervisory authorities, the Executive Committee, the Board of Directors, and other relevant bodies.
Collaborate with various risk and audit departments, such as Credit Risk Policy and Control, Market Risk, and Operational Risk, for the development and improvement of credit management rules, procedures, and systems.
Contribute to the modification and development of collateral assessment rules and systems to enhance Bank's ability to manage credit risk effectively.
What you need to have
A Bachelor’s degree in Economics Banking, Finance, Business , Mathematics or related quant
A risk field Master’s degree in a related field
At least five (5) years of experience in Banking and Financial Industry Institutions with focus on corporate/wholesale portfolios
What we offer
It’s all about our people. At Alpha Bank, you will enjoy:
A friendly and collaborative working environment that supports taking initiative and action
A culture that centers around learning and continuous development and encourages everyone to bring their best self to work
The opportunity to challenge your thinking through your participation in complex tasks and transformation projects
Being part of a large organization with a leading role in the Greek economy and a strong presence in the community
Flexible working options
A competitive salary and benefits
About the company
Our purpose at Alpha Bank is to enable progress in life and business for a better tomorrow, by integrating finance seamlessly into our customers’ lives. Since 1879, when J.F. Costopoulos founded Alpha Bank, our success is rooted in the relationships of trust we maintain with our customers. Today, we look to the future and aspire to be recognized as a reliable partner that helps businesses evolve and succeed in the green and digital economy, as well as an enabler of inclusive progress for our people, customers and communities. Join us on this journey.
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About the company
Our purpose at Alpha Bank is to enable progress in life and business for a better tomorrow, by integrating finance seamlessly into our customers’ lives. Since 1879, when J.F. Costopoulos founded Alpha Bank, our success is rooted in the relationships of trust we maintain with our customers. Today, we look to the future and aspire to be recognized as a reliable partner that helps businesses evolve and succeed in the green and digital economy, as well as an enabler of inclusive progress for our people, customers and communities. Join us on this journey.
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